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Sultan Altouq, Manager Corporate Banking

Sultan Altouq

Manager Corporate Banking·Boubyan Bank

Kuwait

Master's degree, Financial Management

Work experience

Total years of experience: 15 years, 10 months

Manager Corporate Banking

February 2024 - April 2025

Boubyan Bank

Al Kuwait, Kuwait

February 2024 - April 2025

ager, Trading Services and Contracting - Boubyan Bank, February 2024 - April 2025 -
Structured financial solutions across trade finance, working capital, and project finance, directly
supporting corporate expansion and acquisition strategies. - - - -
Conducted credit and valuation analysis for diverse corporates, applying DCF and comparable to
assess exposures.
Applied RAROC and capital allocation methodologies to optimize risk-adjusted returns.
Partnered with legal and investment teams to ensure transaction compliance, due diligence, and
seamless execution.
Enhanced client relationships, growing share of wallet through treasury and investment products.
Company industry:
Islamic Banking
Job role:
Banking

Finance Manager

May 2022 - March 2025

Al-Sultan Insurance Brokerage Company (Family Business)

Al Kuwait, Kuwait •Hybrid

May 2022 - March 2025

• Structured financial solutions across trade finance, working capital, and project finance, directly
supporting corporate expansion and acquisition strategies.
• Conducted credit and valuation analysis for diverse corporates, applying DCF and comparable to
assess exposures.
• Applied RAROC and capital allocation methodologies to optimize risk-adjusted returns.
• Partnered with legal and investment teams to ensure transaction compliance, due diligence, and
seamless execution.
• Enhanced client relationships, growing share of wallet through treasury and investment products.
Company industry:
Insurance & TPA
Job role:
Safety

Relationship Manager, Real Estate Corporate Banking

January 2023 - January 2024

Kuwait Finance House,

Kuwait

January 2023 - January 2024

Company industry:
Banking
Job role:
Banking

Relationship Manager

August 2018 - January 2024

Kuwait Finance House

Al Kuwait, Kuwait

August 2018 - January 2024

Gather information on existing and potential customers; analyze their credit worthiness, credit data compilation and financial information interpretation in order to ensure a continuous workflow with all required information available. Full knowledge of Customers “Know Your Customer” and history.
Profile existing and potential clients in order to identify overall banking needs and thus introduce clients to appropriate new products and services
Obtains, assembles and analyses all information and financial statements of clients in order to make a sound credit recommendation and to be able to effectively present and defend the recommendation in front of appropriate credit committee.
Company industry:
Banking
Job role:
Banking

Relationship Manager, Commercial Banking

October 2020 - January 2023

Kuwait Finance House,

Kuwait

October 2020 - January 2023

Company industry:
Banking
Job role:
Banking

Relationship Manager

April 2020 - October 2020

KNF- Kuwait Finance House,

April 2020 - October 2020

Job role:
Accounting and Auditing

Senior Relationship Officer

August 2018 - October 2020

KNF- Kuwait Finance House,

Al Kuwait, Kuwait

August 2018 - October 2020

Company industry:
Islamic Banking
Job role:
Sales

Soft Collection Team Leader

February 2017 - July 2018

Kuwait Telecom Company – VIVA

Al Kuwait, Kuwait

February 2017 - July 2018

 Drive pre-legal collection activities inclusive of setting targets for collection agencies, following up with them and assuring that targets are achieved.
 Collaborate with Treasury and reconcile collections by agencies with amounts posted in customer accounts.
 Share collection performance with the senior leadership on daily, weekly and monthly basis.
Company industry:
Telecommunications
Job role:
Accounting and Auditing

Soft Collection Team Leader

February 2017 - July 2018

Kuwait Telecom Company

Kuwait

February 2017 - July 2018

Company industry:
Telecommunications
Job role:
Customer Service and Call Center

Direct Debit and Internal Collection Team Leader

March 2015 - February 2017

Kuwait Telecom Company – VIVA

Al Kuwait, Kuwait

March 2015 - February 2017

 Manage direct debits inclusive of accurately updating customer accounts/credit card numbers and making deductions without any delays.
 Reconcile payments made through direct debit, branches, dealers and electronic channels and solve cases that do not reconcile.
 Allocate trouble tickets raised concerning direct debit between team members and push them close them within SLA timelines.
 Identify subscribers with outstanding dues and assign them to the Internal Collection Team for touching base with these subscriber before proceeding with disconnection.
 Share consolidated performance report with the Collection Committee on daily basis.
Company industry:
Telecommunications
Job role:
Accounting and Auditing

Direct Debit and Collection Team Leader

March 2015 - February 2017

Kuwait Telecom Company

Kuwait

March 2015 - February 2017

Company industry:
Telecommunications
Job role:
Customer Service and Call Center

Soft Collection Senior Representative

July 2013 - March 2015

Kuwait Telecom Company – VIVA

Al Kuwait, Kuwait

July 2013 - March 2015

Core Responsibilities:
• Handle day to day tasks associated with the management of outsourced offices.
• Collect bills from customers with long outstanding dues.
Company industry:
Telecommunications
Job role:
Accounting and Auditing

Soft Collection Senior Representative

July 2013 - March 2015

Kuwait Telecom Company

Kuwait

July 2013 - March 2015

Company industry:
Telecommunications
Job role:
Customer Service and Call Center

Collection Representative

August 2012 - July 2013

Kuwait Telecom Company – VIVA

Al Kuwait, Kuwait

August 2012 - July 2013

• Touched base with customers to collect payments against overdue bills.
• Supervised coordination between VIVA & customers for effective management of overdue accounts.
Company industry:
Telecommunications
Job role:
Customer Service and Call Center

Collection Representative

August 2012 - July 2013

Kuwait Telecom Company

Kuwait

August 2012 - July 2013

Company industry:
Telecommunications
Job role:
Customer Service and Call Center

Front End Supervisor

March 2011 - August 2012

The Sultan Center

Al Kuwait, Kuwait

March 2011 - August 2012

• Assured that top notch service is provided to customers for long term working relations
Company industry:
Retail & Wholesale
Job role:
Customer Service and Call Center

Cash Officer

July 2010 - March 2011

The Sultan Center

Al Kuwait, Kuwait

July 2010 - March 2011

• Booked cash from transporters, provided change & reconciled accounts inclusive of payroll verification.
• Provided guidance and support to employees on cash procedures & store routines.
Company industry:
Retail & Wholesale
Job role:
Sales

Customer Services Agent

June 2010 - July 2010

AUB Ahli United Bank

Al Kuwait, Kuwait

June 2010 - July 2010

summer job
Company industry:
Banking
Job role:
Customer Service and Call Center

Card Center Trainee

June 2008 - September 2008

CBK Commercial Bank of Kuwait

Al Kuwait, Kuwait

June 2008 - September 2008

• Scrutinized applications and assured that signatures are authentic prior to creating task orders
Company industry:
Banking
Job role:
Training and Development

Reception & Data Entry

June 2007 - September 2007

Al-Qadsia Insurance Office

Al Kuwait, Kuwait

June 2007 - September 2007

Company industry:
Insurance & TPA
Job role:
Administration

Reception & Data Entry

June 2006 - August 2006

Al-Sultan Insurance Office

Al Kuwait, Kuwait

June 2006 - August 2006

• Managed day to day affairs of the front desk & updated multiple reports
Company industry:
Insurance & TPA
Job role:
Administration

Education

Ajman University

June 2018

June 2018

Master's degree, Financial Management

United Arab Emirates

Kuwait University

June 2012

June 2012

Bachelor's degree, Financial Mathematics

Kuwait

Kuwait High School

June 2006

June 2006

High school or equivalent, Scince

Kuwait

Skills

Microsoft Office Applications

Expert

Dunning

Expert

Customer Service

Expert

Monthly Reporting

Expert

Internal Reporting

Expert

Complex Problem Solving

Expert

People Management

Expert

Service Orientation

Expert

Cognitive Flexibility

Expert

Emotional Intelligence

Expert

Judgment and Decision Making

Expert

Critical Thinking

Expert

Coordinating with Others

Expert

IT: MS Word, MS Excel, MS PowerPoint

Expert

Financial Modeling and Valuation

Expert

Microsoft Office Applications

Expert

Dunning

Expert

Customer Service

Expert

Monthly Reporting

Expert

Internal Reporting

Expert

BANKING

Intermediate

BUSINESS VALUATION

Intermediate

CORPORATE FINANCE

Intermediate

FINANCIAL ANALYSIS

Intermediate

LEADERSHIP

Intermediate

MERGERS AND ACQUISITIONS

Intermediate

PROJECT FINANCE

Intermediate

REAL ESTATE

Intermediate

REGULATORY COMPLIANCE

Intermediate

STRUCTURED FINANCE

Intermediate

Social profiles

Languages

Arabic

Native Speaker

English

Expert

German

Beginner

Training and Certifications

Certifications
Financial Modeling & Valuation Analyst (FMVA®)
Corporate Finance Institute
Aug 2019
PASSED CFA level 2
CFAI
Oct 2018
IFRS Certificate
Advanced Valuation and Strategy, M&A, Private Equity, and Venture Capital
Financial Modeling & Valuation Analyst (FMVA®) Certification
Accounting Fundamentals
May 2019
Sensitivity Analysis
May 2019
Financial Analysis Fundamentals
May 2019
Training
Advanced Valuation and Strategy - M&A, Private Equity, and Venture Capital
Erasmus University Rotterdam
Nov 2025

Hobbies and interests

Rifle Shooting
Travelling
Reading