Sr. Relationship Manager / Manager Credit
National Bank of Pakistan (NBP)
مجموع سنوات الخبرة :17 years, 11 أشهر
Preparation of Credit Proposals of local and foreign financial institutions for (Clean, FX, Corporate, Repo and Trade) limits for Treasury and Overseas branches of NBP. Liaison with Treasury and Credit for renewal / enhancement in limits.
Indepth Analysis of Financial Statements, extensive use of financial spreads and scoring models. Compliance with FI credit risk policy. Credit risk analysis based on scoring sheet, CAMELS-S evaluation and regulatory benchmarks.
Close monitoring of counterparty, economic and political scenario.
Frequent calls/emails/visits to FI counterparties to maintain strong relationship and stay update.
RMA/BKE arrangements. AML/KYC and due diligence and co-ordination with Compliance department.
Risk Appraisals of Treasury Lines with Banks & DFIs, Analysis of Financial Statements, Research & Investment Advisory, Managing Sukuk Derivative Transactions, Call & Put options, Deal Tickets & Contingency Notes, Legal Documentation, Credit Line Proposals, Compliance with Prudential Regulations and internal credit policies, Liaison with Credit, COD, CAD, SWIFT, Treasury, Finance departments and external auditors, Quarterly Islamic Banking Analysis, MIS reports for management, Central Bank Reporting, Participation in Sukuk syndications, Lead advisor & arranger functions, Client Relationship Management, Performance Reports for Banks monthly ALCO meetings
- Assisted in the preparation & finalization of Financial Statements as per IFRS and local standards
- Assisted in the preparation of departmental & branch budgets
- Prepared Monthly Variance Analysis Reports based on approved budget
- Prepared and submitted Weekly, Monthly & Quarterly reports to Central Bank of Pakistan
- Prepared Peer Bank Analysis Report on a quarterly basis
- Maintained fixed assets register and work-in-progress contractor accounts
- Checked & supervised receipts & payments and month end recordings
- Liaison with external auditors, filing tax & regulatory returns
- Special assignments like asset tagging, training new staff, interbranch reconciliations
Completed 90 credit hours as per requirement of Institute of Chartered Accountants of Pakistan (ICAP)
C.A Foundation is a course designed and examined by The Institute of Chartered Accountants of Pakisan (ICAP), conducted by RAETs, of which CAMS is a member.
DOS is a computer operating system.
Commecs Institute of Business Education is Affiliated with Institute of Business Aministration (IBA) - Karachi Besides it is a registered center for Cambridge International Examinations (CIE), University of Cambridge-UK for conducting O and A Level examinations.