يوسف سيد

FP&A & Budgeting:

•   Built yearly budgets for 3+ clients (SAR 70M+ total) using driver-based models linking sales to costs - achieved ±3% forecast accuracy

•   Created quarterly rolling forecasts with best/base/worst scenarios - helped prevent SAR 2M+ in budget overruns through early warnings

•   Built NPV/IRR models for SAR 5M+ investment decisions - supported 4 major CAPEX approvals with clear payback analysis

•   Designed dashboards tracking 15+ KPIs (margins, DSO, DPO, cash cycle) - presented monthly to business heads

•   Analyzed customer and product profitability - found 3 segments with 12% of revenue but only 2% of profit

Variance Analysis:

•   Prepared monthly actual vs budget vs forecast reports - used 5-Whys method to explain variances over 5% threshold

•   Found SAR 800K cost leak in construction client through subcontractor expense analysis - recovered 60% through renegotiation

•   Cut DSO from 68 to 52 days (24% better) using credit control dashboards - sped up collections by SAR 1.5M per quarter

Reporting & Compliance:

•   Prepared IFRS financial statements (P&L, Balance Sheet, Cash Flow) with intercompany eliminations for multi-entity clients

•   Managed 150+ GL accounts with 100% accuracy - reviewed all accruals, prepayments, and provisions monthly

•   Achieved 100% on-time ZATCA filings for 15+ months (e-invoicing Phase 2, VAT, Zakat) - zero penalties

•   Handled 3 external audits - prepared schedules, answered 40+ queries, implemented 8 control improvements

Process & Team:

•   Automated reports using Excel Power Query - cut month-end close from 12 to 8 days (33% faster), saved 20+ hours monthly

•   Led team of 6 (AP, AR, payroll, GL) - ran bi-weekly training on IFRS updates and ERP use

• Spearheaded the development of comprehensive annual budgets for diverse clients, surpassing SAR 70M, by leveraging driver-based models to seamlessly connect sales with costs, resulting in a forecast accuracy of ±3%.
• Championed the implementation of quarterly rolling forecasts that included best/base/worst scenarios, effectively preventing budget overruns exceeding SAR 2M through proactive early warning systems.
• Designed and constructed intricate NPV/IRR models for investment decisions exceeding SAR 5M, which played a pivotal role in securing approval for four major CAPEX projects.
• Enhanced financial planning and analysis processes, contributing to strategic decision-making and driving operational efficiency across multiple financial domains.

• Spearheaded financial planning and analysis initiatives by optimizing accounts payable and receivable workflows, significantly enhancing cash flow management and operational efficiency.
• Led accounts payable and receivable teams, ensuring 100% timely and accurate processing of payments and collections, which bolstered financial reliability.
• Conducted thorough bank statement and financial record reconciliations, pinpointing discrepancies and executing corrective measures to maintain financial integrity.
• Managed inventory and financial reporting processes, contributing to informed decision-making and strategic financial planning.
• Collaborated with cross-functional teams to align financial goals, driving continuous improvement in financial performance and reporting accuracy.

• Strategically optimized cash flow management to enhance liquidity and operational efficiency, directly contributing to improved financial health.
• Effectively supervised petty cash adjustments, ensuring meticulous financial records that bolster accurate reporting and compliance.
• Prepared and analyzed monthly bank reconciliation statements, leading to significant enhancements in financial accuracy and transparency.
• Maintained the general ledger with timely and precise postings, reinforcing financial integrity and supporting informed decision-making processes.
• Collaborated with cross-functional teams to align financial strategies with business objectives, driving overall performance and growth.
• Leveraged analytical skills to provide actionable insights, facilitating data-driven decisions that enhance financial planning and analysis.