Intern (Co-op)
Saudi Awwal Bank
Total years of experience :3 years, 8 Months
• Engaged in a comprehensive fifteen-week co-operative training program within the Large Corporates division at Saudi Awwal Bank, actively supporting Relationship Managers in managing diverse corporate portfolios across multiple sectors (including manufacturing and contracting) with a focus on timely coverage of accounts and prompt execution of tasks to ensure day-to-day operations ran smoothly.
• Conducted detailed financial analysis, credit valuation, and both qualitative and quantitative assessments, including cash flow projections, to thoroughly evaluate the financial position of corporate clients and aid in decision-making processes regarding the future trajectory of the bank's relationship with clients as part of annual reviews.
• Assisted Relationship Managers in determining facility structures best suited for client needs, such as Short-Term Loans (STL), Medium-Term Loans (MTL), and Long-Term Loans (LTL). Evaluated and assessed these structures to best serve and align with customer requirements to guarantee client satisfaction.
• Collaborated with other sectors of the bank to facilitate operations for client account management including user authorization, account opening/closing, product management, & more to improve overall client experience with bank and expand client product usage.
• Strategically obtained quotations from suppliers and conducted rigorous comparisons with current supplier prices, ensuring competitiveness and recommending changes to product sourcing when applicable.
• Prepared meticulous purchase documentation, aligning with business strategy and goals. Collaborated closely with requesting departments and customers to determine specifications, provide samples, and optimize products for clients by delivering updates on the latest custom amendments.
• Led the analysis of historical and budgetary spending related to the purchasing department. Generated insightful performance and cost-savings reports, presenting recommendations to management for further improvement.
Self-employed.
• Created complete brand identity including packaging design, marketing collateral, social media ads and posts, and more using Adobe InDesign, Photoshop, and Illustrator.
• Managed website and socials, including layout, product management, advertising, and more.
• Prepared financial statements and invoices, as well as implemented Tap online payment gateway for the website.
SELECTED PROJECTS: The Impact of Oil Exports on the GDP in Saudi Arabia 1990-2021 – Paper, Graduation Project • Utilized EViews to explore the impact of oil exports and trade openness on KSA’s economy over a 30-year span. Delved into the intricate relationships between variables, offering strategic solutions based on problem diagnostics and descriptive statistics. Lavender Feasibility Analysis Study • Conducted a thorough feasibility analysis of the local market for flower gifts. Evaluated vendors, legal restrictions, and financial forecasts to determine the viability of the business concept. Compiled a comprehensive report, incorporating extensive market research, analysis, marketing strategy and collateral (including logo design), and a project initiation schedule in preparation for launch.