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تم إلغاء حظر المستخدم بنجاح
تارون Ramchandani, Team Leader - Home Finance

تارون Ramchandani

Team Leader - Home Finance·Emirates Islamic Bank

الإمارات العربية المتحدة

ماجستير, General MBA

الخبرة العملية

مجموع سنوات الخبرة: 24 سنوات, 10 أشهر

Team Leader - Home Finance

أكتوبر 2013 - حتى الآن

Emirates Islamic Bank

دبي، الإمارات العربية المتحدة

أكتوبر 2013 - حتى الآن

Managing and training the team associates and make sure that team achieve at least 130% of the assigned targets of Home Finance Sales every month.
Acquiring new Ultra High Net worth Individual Customers and maintaining relationship with existing ones.
Identifying and enhancing the relationship with developers, real estate agencies, Mortgage Brokers and key organizations to increase Sales in property finance products.
Ensure required sales targets for retail banking products are met on a monthly basis.
Strategic planning for catering niche markets and segments such as Affluent and Mass Affluent Segments, UAE Nationals Segment, Salaried & Self Employed Segments.
Ensure smooth flow of files, reduce turnaround time, and resolve/escalate any query pertaining to target market companies.
Servicing the clients with utmost attention and closing the retails and corporate deals successfully including real estate project finances.
Ensure adherence to banking regulations and guidelines relating to customer acceptance, data protection, money laundering and KYC.

مجال الشركة:
البنوك
الدور الوظيفي:
المبيعات

Business Development Officer - Channel Partners

يونيو 2007 - سبتمبر 2013

Dubai Bank / Now Emirates Islamic Bank

دبي، الإمارات العربية المتحدة

يونيو 2007 - سبتمبر 2013

Acquiring new Ultra HNWI Customers and maintaining relationship with existing ones.
Identifying and enhancing the relationship with developers, real estate agencies, Mortgage Brokers and key organizations to increase Sales in property finance products.
Ensure required sales targets for retail banking products are met on a monthly basis.
Ensure adherence to banking regulations and guidelines relating to customer acceptance, data protection, money laundering and KYC.
Developed a loyal customer base and increased sales volume through personal attention to customers.
Identified, investigated and resolved customer service issues in coordination wither inter-department.
Utilized personal selling skills, knowledge of the product to achieve successful cross selling of products such as Personal Finance, Islamic credit cards, Corporate Accounts and Deposits.
Interacted with top decision makers to promote & boost Property Finance business.
Developed and maintained strong relationship with clients by providing excellent service with regards to the facility, adhering to Bank’s norms pertaining to profitability of each account to the bank.
Provided customized service to customers and developed need based customized financial solutions to meet the specific requirements and provided quality service through adherence to service quality norms and statements.
Implemented product promotion campaigns, market development and counter competition strategies based on market intelligence and assessment.

مجال الشركة:
البنوك
الدور الوظيفي:
المبيعات

Business Development Executive

سبتمبر 2004 - مايو 2007

Tetra Infotech

دبي، الإمارات العربية المتحدة

سبتمبر 2004 - مايو 2007

Identifying and enhancing the relationship with corporate clients to increase Sales in IT, Security and Office Automation Solutions.
Pre- sales Consultancy for several Technical solutions such as Computer Hardware, CCTV, Access Control, Time & Attendance, Networking, PABX and ERP solutions.
Planning for achieving sales targets with high profitability by providing customized solutions and quality products to corporate clients.
Creating Proposals with quotations for Turn Key Automation Solutions and negotiating with clients.
Conducting Product demo and Presentations to Clients.
Managed a team of technicians and engineers to perform programming, networking and Office Automation Solution Installations.
Negotiating with Suppliers for stocks of Individual Project.
Budgeting for every single project and procurement according to budgets.
Ascertaining the quotes for all the solutions according to competition and required profitability.
Developed strong business relation with over 25 new Suppliers in form of Wholesalers, Dealers and distributors of international brands such as Microsoft, HP, Acer, Dell, Toshiba, IBM, CNB, Proline, Citizen, IDteck.
Successfully Managed over 20 Turnkey Projects for Local And Multinational Clients like Panalpina Gulf, Day to Day, Al Kabayl, Azadea Group (Zara, Mussimo Dutti, Promod, Bershka, Columbus Cafe, paul Cafe, Virgin Megastore etc.), Apparel Group (Nine West, Aldo, etc.), M.H. Alshaya Group (Starbucks, Mothercare etc.), Mideast Ship Management Co. LLC.

مجال الشركة:
صناعة أجهزة الكمبيوتر والتقنيات العالية
الدور الوظيفي:
المبيعات

Team leader - sales

سبتمبر 2003 - أغسطس 2004

Aptech Computer Education.

الهند

سبتمبر 2003 - أغسطس 2004

Lead a team of 15 Sales Consultants to Develop Business.
Conducting Product Demo and Presentations to Clients.

مجال الشركة:
التعليم الابتدائي والإعدادي والثانوي
الدور الوظيفي:
المبيعات

Office Assistant & Asst. Supervisor of Production

أغسطس 2001 - أغسطس 2003

D.V. Exports

الهند

أغسطس 2001 - أغسطس 2003

Supervising day to day activities, Maintaining Accounts and Coordination with Supplies and customers. Supervising the production of Suiting from weaving to Processing and dispatch of the Cloth.

مجال الشركة:
صناعة النسيج والملابس
الدور الوظيفي:
سكرتارية

التعليم

Griggs University

نوفمبر 2011

نوفمبر 2011

ماجستير، General MBA

الولايات المتحدة

MDS university

يونيو 2001

يونيو 2001

بكالوريوس، Commerce

الهند

TATA Infotech

ديسمبر 1999

ديسمبر 1999

دبلوم، Computer Applications - MS Office, Internet and Accounting Softwares

الهند

Skills

Project Finance
Expert
Project Finance
Expert
Channel Creation
Expert
Channel Creation
Expert
Customer Driven
Expert
Customer Driven
Expert
Planning
Expert
Planning
Expert
Sales Growth
Expert
Sales Growth
Expert
Procurement, Effective Communication Skills, Innovative
Intermediate
Procurement, Effective Communication Skills, Innovative
Intermediate
Sales and marketing, Strong presentations, Technically Sound, Strategic Planning, Goal Driven
Intermediate
Sales and marketing, Strong presentations, Technically Sound, Strategic Planning, Goal Driven
Intermediate
Business Development, Channel Development, Market Intelligence, Product Evaluation
Intermediate
Business Development, Channel Development, Market Intelligence, Product Evaluation
Intermediate
Project Finance
Expert
Project Finance
Expert
Channel Creation
Expert
Channel Creation
Expert
Customer Driven
Expert
Customer Driven
Expert
Planning
Expert
Planning
Expert
Sales Growth
Expert
Sales Growth
Expert

اللغات

الانجليزية
متمرّس
الهندية
متمرّس
الأوردو
متوسط

التدريب و الشهادات

التدريب
Risk Management
Dubai bank
May 2009
Anti Money Laundering Training
Dubai Bank
Oct 2010
Online Forex and Commodity Trading
Henyep Investment Bank
Aug 2012
Up Your Service - Customer Service
Ron Kaufman
Oct 2009
Customer Service
Beyond Xcellence
Mar 2012