Tinashe Nyamangara

Market and Liquidity Risk Management
• Calculation of Market risk metrics to measure Trading Book risk and Interest Rate Risk in the Banking Book.
• Investigate any variations/excesses in the calculated risk metrics and escalate to management.
• Calculate and report on a regular basis the Bank’s liquidity metrics and positions in accordance with the Bank’s Treasury policies and standards.
• Applying knowledge of trading, banking book and liquidity risk and Basel Committee pronouncements and other international standards and practices in daily Market and liquidity risk measurement and reporting as well as refinements to current processes.
• Familiarisation with and adherence to Market and Liquidity risk framework, policies and standards.
• Ensuring Treasury compliance with Market and Liquidity risk limits, policies and procedures through familiarisation with and regular monitoring of treasury, sales and trading strategies and activities as well as timely escalation of violations/breaches.

Capital Risk Management
• Embedment of regulatory and economic capital demand measures in the Bank’s risk appetite setting and stress testing.
• Embedment of regulatory and economic capital models in assessing capital adequacy relative to the risk appetite of the Bank.
• Delivery of Internal Capital Adequacy Assessment Process (ICAAP) objectives including fulfillment of use test requirements in collaboration with Business, Risk, Treasury and Finance.

Treasury products accounting and controls monitoring
• Calculate, reconcile and report daily profit and loss for treasury products.
• Perform the fair valuation of treasury products in line with internal processes and financial accounting standards and ensure the entries are processed.
• Perform the net open currencies position reconciliation and investigate and resolve variances and foreign currency transactions related errors.
• Perform general ledger accounts reconciliation and substantiation for Middle office accounts and other Treasury products related accounts on a regular basis.
• Being the key contact person for Treasury audits and conformance reviews.
• Monitoring the team’s adherence to Product Control policies and standards through preparation of Product Control Key Risk Indicators returns and report/escalate violations/breaches.
• Treasury risk model building and back testing.

Management Information Reporting
• Prepare reports to be incorporated in Alco, ELT and Board packs in a timely manner.
• Develop/design appropriate reports to provide appropriate information to management which identifies the risk positions and profit and loss profile of Treasury function.

• Ensure oversight on financial crime first line of defence responsibilities in line with the Financial Crime target operating model.
• Identify, report and escalate transaction monitoring system gaps and generate change requests where applicable
• Ensure governance and oversight on customer ongoing due diligence; trigger and periodic refresh
• Transaction monitoring and trend analysis for purposes of producing reports to the business.
• Effective tracking of Management Information relating to the analyst function

• Branch Reconciliations and Payment Processing
• Branch Suspense accounts balancing and reversal.

Personal Banker roles
• Loan application processing.
• Account opening.
• Visa and Local Card issuing and pin reset.
• Mobile and Internet banking registration.
• Digital Channels queries handling.

• Know Your Customer (KYC) analysis for corporate customers and amend documentation as per RBZ and/or Barclays Minimum Operating Standards (MOS)
• Enhanced Due Diligence for Politically Exposed Person(s) (PEPs)
• Financial analysis and Enhanced Due Diligence for corporate clients in order to ascertain and manage risk.
• Validate volume and value of transactions in line with Anti-Money Laundering (AML) policies and Anti Terrorist Financing (ATF) policies.
• Validate accounts with FATCA alerts according to USA taxation
requirements.
• Enhanced Due Diligence for High Risk accounts and regular review.

Settlement- ensured that payments to MasterCard are accurately and done in time.
• Reconciliation- ensured that proper reconciliation is done on all financial transactions related to cards that include Settlement, interchange billing, chargebacks, write-off, recovery, commissions and exchange rate hedge fees and build the controls if any ledger accounts are imbalance.
• Chargeback- Processed chargeback using the correct reason codes to avoid loss of chargeback right.
Attended to customers presenting card related queries or disputes and resolve accordingly.
• Regulatory Responsibilities- Setting anti-fraud parameters according to the MasterCard Fraud Module and constantly reviewing for any changes.
Review and maintain the policy guidelines and accounting Practices of card Products.
System development initiatives to robust the process and to reduce the cost and man hours.

• Ensured that all lending practices conform to the Credit Policy
• Financial Analysis and Credit Vetting of prospective clients.
• Conducted Site Visits as part of due diligence for prospective and current clients.
• Loan advancement recommendations.
• Drafting of daily, weekly and monthly credit reports