USMAN BIN KHALID,

USMAN BIN KHALID

Lahore Stock Exchange

Location
Pakistan - Lahore
Education
Master's degree, Finance & Treasury
Experience
14 years, 3 Months

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Work Experience

Total years of experience :14 years, 3 Months

at Lahore Stock Exchange
  • Pakistan
  • January 2000 to March 2014

Lahore Stock Exchange
(JAN 2000 to date)
• Working as an investor in LSE

Software Development, mostly Oracle at ADDVANTUM INNOVATIVE TECHNOLOGIES (PVT) LTD
  • Pakistan
  • April 2013 to December 2013

ADDVANTUM INNOVATIVE TECHNOLOGIES (PVT) LTD
(Software Development, mostly Oracle)
(Lahore, Karachi, Dubai, Qatar, KSA, Nigeria, Kenya, USA)
Manager Administration (APR 2013 till DEC 2013)
• In Charge of ADMIN dept for the whole company (Head Office) in LHR
• Looking after ADMIN & Procurement related issues for the whole company for all offices
• Day to day ADMIN related matters for all offices
• Supervising almost 10 ADMIN employees in all offices (Multi cultural environment)
• Responsible for direct reporting to the CEO of the company
• Looking after fixed assets purchased here in PAK & all other offices
• Supervising work visa processes for the employees going abroad on different projects
• Supervising Accommodation arrangements for the resources in coming and out going
• Supervision of travel arrangements
• Supervising procurements (mostly IT related equipment)
• Dealing with vendors within & outside the country
• Responsible for reconciliation of the vendors accounts
• In all (Supervising the whole ADMIN department of a big multinational company)

Chief Manager at HBL (HABIB BANK LTD)
  • Pakistan - Lahore
  • November 2006 to March 2013

The following is HBL's experience the rest of the jobs i did are mentioned in my attached CV.

Senior Relationship Manager (SEP 12 till March 13)
• Looking after 8 branches as a senior relationship manager
• All Sales targets (including all bank products)
• Achieved the sales target for the last quarter of 2012
• Looking after 1600 million of liability customers (cross selling & deposit growth)
• Assets selling & maintaining liaison with credit customers (making sure that all operational issues (credit related) are going smooth)
• Sold banc assurance (achieved the area’s target)
• Auto Sales target achieved for the area
• Credit card sales target for the area achieved
• Got an (A) for the last quarter’s performance
HBL (LIBERTY BRANCH)
Chief Manager (AUG 10 to AUG 12)
• Looked after the branch’s overall sales, operations, credit & trade
• Took the branch at 800 million (base) & successfully achieved branch’s overall targets for consecutive 2 years
• Closed the branch in 2010 at 1100 million from 800 million in last 3 months of year 2010
• Closed the branch in 2011 at 1800 million from 1100 million (successfully achieved the branch’s target)
• Closed the branch at 2075 million from 1100 million (successfully achieved the branch’s target)
• Looked after branch’s trade, credit, sales & operations
• Got 3rd position in Pakistan (overall branch’s growth)


HBL (TEMPLE ROAD BRANCH)
Branch Manager (MARCH 09 to JULY 10)
• Looked after the branch’s overall sales, operations, credit
• Took the branch at 230 million (base) & successfully achieved branch’s overall targets for consecutive 1 ½ years
• Closed the branch at 335 million in year 2009, successfully achieved branch’s deposit targets
• Closed the branch at (June 30th closing) 445 million, successfully achieved branch’s overall targets
• Auto, credit card & commercial loan target for both years
• Banc assurance targets achieved for both years
• Got appreciation and was promoted to a Chief Manager in one of the largest branch in Lahore
HBL (JAIL ROAD BRANCH)
Credit HUB Manager (July 07 to February 09)
• Looked after a portfolio of 8 branches (300 million)
• Checking credit proposals & recommending for approval
• Looked after all the markup related issues of all (45 +) credit, LC, & LG customers
• RF, ERF, LC, LG, fund based & non fund based exposure
• Un secured loans of about 100 million
• Making sure that limits do not classify
• Achieved targets for outstanding
HBL (MALL ROAD BRANCH)
Trade Officer \ Foreign currency Officer (November 06 to June 07)
• Export in charge of the largest branch in Lahore
• Engaged in arranging export documents of export customers
• Export in ward funds
• ERF for eligible clients
• FC In Charge of the largest branch in Lahore
• Dealing the FC of all Punjab FC dealing branches
• Responsible for reconciling & feeding of FC (all Punjab FC dealing branches)
• Exporting of FC (cash) as per government instructions

Senior Relationship Manager at SHADBAGH AREA
  • September 2012 to March 2013

HBL (SHADBAGH AREA)
Senior Relationship Manager (SEP 12 till March 13)
• Looking after 8 branches as a senior relationship manager
• All Sales targets (including all bank products)
• Achieved the sales target for the last quarter of 2012
• Looking after 1600 million of liability customers (cross selling & deposit growth)
• Assets selling & maintaining liaison with credit customers (making sure that all operational issues (credit related) are going smooth)
• Sold banc assurance (achieved the area's target)
• Auto Sales target achieved for the area
• Credit card sales target for the area achieved
• Got an (A) for the last quarter's performance

Chief Manager at LIBERTY BRANCH
  • August 2010 to August 2012

HBL (LIBERTY BRANCH)
Chief Manager (AUG 10 to AUG 12)
• Looked after the branch's overall sales, operations, credit & trade
• Took the branch at 800 million (base) & successfully achieved branch's overall targets for consecutive 2 years
• Closed the branch in 2010 at 1100 million from 800 million in last 3 months of year 2010
• Closed the branch in 2011 at 1800 million from 1100 million (successfully achieved the branch's target)
• Closed the branch at 2075 million from 1100 million (successfully achieved the branch's target)
• Looked after branch's trade, credit, sales & operations
• Got 3rd position in Pakistan (overall branch's growth)

Branch Manager at TEMPLE ROAD BRANCH
  • March 2009 to July 2010

HBL (TEMPLE ROAD BRANCH)
Branch Manager (MARCH 09 to JULY 10)
• Looked after the branch's overall sales, operations, credit
• Took the branch at 230 million (base) & successfully achieved branch's overall targets for consecutive 1 ½ years
• Closed the branch at 335 million in year 2009, successfully achieved branch's deposit targets
• Closed the branch at (June 30 closing) 445 million, successfully achieved branch's overall targets
• Auto, credit card & commercial loan target for both years
• Banc assurance targets achieved for both years
• Got appreciation and was promoted to a Chief Manager in one of the largest branch in Lahore

Credit HUB Manager at JAIL ROAD BRANCH
  • July 2007 to February 2009

HBL (JAIL ROAD BRANCH)
Credit HUB Manager (July 07 to February 09)
• Looked after a portfolio of 8 branches (300 million)
• Checking credit proposals & recommending for approval
• Looked after all the markup related issues of all (45 +) credit, LC, & LG customers
• RF, ERF, LC, LG, fund based & non fund based exposure
• Un secured loans of about 100 million
• Making sure that limits do not classify
• Achieved targets for outstanding

Trade Officer \ Foreign currency Officer at MALL ROAD BRANCH
  • India
  • November 2006 to June 2007

HBL (MALL ROAD BRANCH)
Trade Officer \ Foreign currency Officer (November 06 to June 07)
• Export in charge of the largest branch in Lahore
• Engaged in arranging export documents of export customers
• Export in ward funds
• ERF for eligible clients
• FC In Charge of the largest branch in Lahore
• Dealing the FC of all Punjab FC dealing branches
• Responsible for reconciling & feeding of FC (all Punjab FC dealing branches)
• Exporting of FC (cash) as per government instructions

National Manager Credit Operations at Pakistan Mobile Communication LTD
  • July 2003 to May 2006

Pakistan Mobile Communication LTD (Mobil ink)
National Manager Credit Operations (July 03 to May 06)
• Supervising credit operations activities (NATIONWIDE)
• Monitoring credit related issues of the company
• Responsible for getting the vendors paid for the services rendered
• Extracting receivables for collection staff, assuring with company's policies to realize the receivables (billed amount of about 400-700 million per month)
• Responsible for realizing the receivables in aging of about 300-500 million per month with having 98% recovery every month, using various recovery tools
• Supervised a team of credit operation team of 30-32 people (NATIONWIDE)
• Issuing leverage to customers according to their credit worthiness
• Responsible for getting the ISO audits done for the department according to policies

(ATP) Head at SANTA CLARA USA
  • January 2000 to December 2002

Align Technology Pakistan (ATP) Head office (SANTA CLARA USA) (Registered in NASDAQ)
Assistant Manager Finance (Jan 2000 to DEC 02)
• Preparing monthly financial statements of the company for reporting to head office
• Looking after cash & bank matters of the company
• Reconciliation of accounts, payables listings with general ledger, monthly remittances of about 6 to 10 million USD
• Preparation of list of accruals
• Managing payroll of the company of about 1700-2000 employees
• Responsible for maintain the fixed asset register
• Interaction with banks & auditors (PWC)
• Review of cash and bank reports & reconciliation statement ensuring compliance with all company policies, procedures and practices
• Responsible for getting the audits done of the company
• Quarterly reporting to SECP & head office
• Looking after budgeting related issues
• Looking after cash flow matters

Education

Master's degree, Finance & Treasury
  • at University of Central Punjab (UCP)
  • December 1999

Masters in Business Administration (Specialization in Finance & Treasury (1997-Dec 1999) (University of Central Punjab) (UCP)

Master's degree, FINANCE & TREASURY
  • at UNIVERSITY OF CENTRAL PUNJAB
  • December 1998

I was one of the top 3 position holders in education throughout,,, BBA,,,I COM & even at school level. (have all my distinction certificates)

Specialties & Skills

Peachtree
Banking
Stock Exchange
Can train banking software workshops
Can teach very good maths
OPERATIONS
OVERALL SALES
PAYABLES
RECONCILIATION
Investor in Stock Market
Expert Trainer of Accounting & Auditing
Good Teaching skills of computers
Good Team Leader & Strong hold on my subordinates (TEAMWORK)
MS Office tools
FINANCE
MILLION

Languages

English
Expert
Urdu
Expert
Punjabi
Expert

Memberships

EMPLOYEES OLD AGE BENEFIT INSTITUTION
  • SENIOR MEMBER
  • January 2000

Training and Certifications

Diploma in Computer Applications (Certificate)
Date Attended:
January 1992
Valid Until:
January 9999

Hobbies

  • Playing Snooker
    1 of the top 5 players in my area