Waleed Fairaq, Relationship Officer

Waleed Fairaq

Relationship Officer

sabb bank

Location
Saudi Arabia - Jeddah
Education
Diploma, Hotel Mangment & torism
Experience
22 years, 7 Months

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Work Experience

Total years of experience :22 years, 7 Months

Relationship Officer at sabb bank
  • Saudi Arabia - Jeddah
  • My current job since May 2008

- Manage and enhance the existing commercial portfolio and solicit acceptable new relationships in order to meet the pre-set financial non-financial objectives.
- Establish new borrowing relationships for Business Banking (SME-commercial banking).
-preparing the required credit and financial analysis as per the bank policies and procedures to enhance the bank’s market share.
- Spread and analyse financial statements,
-preparation of credit application, documentation & post-sanction monitoring through periodic account review/renewal.
- Manage the existing loan portfolio to ensure establishment of appropriate account plans,
-recommend credit facilities in line with Bank credit policy to maximize earnings while containing risks to an acceptable levels.
- Develop and maintain strong working relations with all existing clients at key levels to optimize the utilization of approved facilities.
- Implement and maintain complete control aspects i.e. financial analysis of statements of accounts, documentation, periodical client visits call reports.
- Small Medium customers with sales turnover up to SAR 100 Million.

Business Banking Specialist at SABB / Saudi British Bank
  • Saudi Arabia - Jeddah
  • January 2006 to April 2008

Marketing and Cross Sealing Banking product also manageing companies accounts as borrowing and non borrowing cusotmers.

Financial advaising, enhance business, Leading Staff.

Sealing SABB Takaful pordocts to coroporate client.

Writing Proposal which contain financial analysing

Concentrate on SME customers by supprting their request by Kafalah Guarantee which is provided by SIDF.

Clercial Credit Operation at Saudi British Bank (SABB)
  • Saudi Arabia - Dammam
  • October 2001 to December 2005

Check the security documents for all corporate clients addtional to preparing it,

Loading of the limits for the corporate customers addtional to preparing the SAMA Reports

Education

Diploma, Hotel Mangment & torism
  • at Kaau
  • May 2002

King Abdulaziz University (Deanship of Continuing Education), Jeddah, Saudi Arabia Diploma on Hotel management and Tourism (Accounting, Marketing, Finance, Mathematics, Law, Tourism, Management history, Arabic Language, English Language, Computer, Museum Management, Islamic courses, Writing reports) May 2003 GPA: 2.87

High school or equivalent, Since
  • at Jeddah high school
  • July 2000

Jeddah High School, Jeddah, Saudi Arabia High School Diploma, 2000, Major: Natural Sciences Grade B

Specialties & Skills

Corporate Credit
Banking Relationships
Bank Relationship Management
Presentation Skills Coaching
Business Establishment
Excellent verbal and written communication skills
Customer service
Supervisor skills
Strong PC computer skills
English and Arabic Typing (10 key data entry).
Negation skills.
Marketing
Financial Analyst
Problem Solving and Disition Making
Work under Prusher
Planing & Time Managment
Word & Excel
Chocing
Presentation
Credit Proposal
Leadership
Team Building
Business Development

Languages

Arabic
Expert
English
Expert

Training and Certifications

Anti Money laundering (Training)
Training Institute:
SABB
Date Attended:
November 2006
Small Business specialized (Training)
Training Institute:
SABB
Date Attended:
January 2007
Advance in selling and negation skills (Training)
Training Institute:
SABB
Date Attended:
August 2006
Business writing (Training)
Training Institute:
SABB
Date Attended:
May 2006