Corporate Credit Admininstration & Control Officer
Arab bank
Total des années d'expérience :17 years, 7 Mois
• Ensuring proper management of credit documentation as per credit policies.
• Ensuring credit documentation risk coverage adequacy & enforce-ability.
• Associating documentation with limits & facilities to ensure end to end control on facilities limits.
• Ensuring credit approval terms is properly executed.
• Oversee the preparation, review, maintenance & custody of the credit legal documentation
• Ensure validity, execute-ability & acceptability of the delivered credit documentation as per the formal legal standard
• Ensure credit approval sufficiency with respect to credit documentation deferrals & waivers
• Manage credit documentation deferrals & expires in full coordination with respective CIB managers to mitigate the resulting risks.
• Monitor & administrate collateral/security inventory values, existence & any collateral/security coverage shortfalls as a result of market price changes.
• Ensure credit files, security/ collateral & credit documentation are complete, have controlled access & are well-maintained
** Accountable for:
-Handling lending of Retail loans & Credit Cards in compliance with Policies and procedures and operational risk framework.
-Follow up pending issues with branches & other concerned departments and ensure processing as per P&P.
** Key Roles:
-Review & analyze all Retail loans/ Credit Cards applications and ensures all according to Credit policy and CBE regulations.
-Arrange with branches/departments to obtain required data or documentation when needed
-Handles Credit Card & Auto Loans, Personal Loans, Secured loans approvals without exceptions & within the credit policy and follow-ups with related parties.
-For any exceptions, ensures obtaining proper approvals on the loans applications as per the current lending authority matrix.
-Prepare required periodical statistics & reports.
-Handle & process all inquiries, cases and amendments related to pending transactions and ensure all are resolved prior to execution.
-Ensure that all transactions are completed within the time limit.
-Compliance performance in line with AB Code of Conducts as well as AB P&P and Local Laws and Regulations.
** Accountable for:.
-Handling checking of approved Retail Loans/ Credit Cards and ensure compliance with P&P and operational risk framework.
-Follow up pending issues with branches & other concerned departments and ensure processing as per P&P.
** Key Roles:
-Check all Retail Loans & Credit Cards applications & documentation against approvals and ensures integrity and quality of data & collaterals according to the policy.
-Ensures that the Credit approvals are within the policy.
-Arrange with branches/departments to obtain required data or documentation when needed.
-Coordinate with Credit analysis Dept. for further recommendation & advice when necessary.
-Prepare required periodical statistics & reports.
-Handle & process all inquiries, cases and amendments related to pending transactions and ensure all are resolved prior to execution.
-Ensure that all transactions are completed within the time limit.
-Perform any other task as requested by direct supervisor.
-Compliance performance in line with AB Code of Conducts as well as AB P&P and Local Laws and Regulations.
-Reviewing the Insurance polices for the new vehicles before booking as well as the annual renewal
Key Roles & responsibilities:
-Monitoring Fraud activities on credit & debit cards.
-Handling highly suspicious financial transactions performed in risky countries.
-Investigating case by case (customer behaviour, account nature ) for decision making to avoid fraudlent transactions.
-Handling VIP segment of the Elite customers.
-Responding to Visa Online alerts (VOL) immediately.
-Responding to Visa security alerts