Team Lead Finance & Credit Control
American Express Global Business Travel
Total years of experience :12 years, 8 Months
Cost, revenue and credit analysis of customers through various financial indicators which helped in setting accurate credit rankings and financial
feasibility for corporate clients.
• Forecasting and analyzing branch results on monthly, quarterly and annual basis, performing variance analysis and providing reports for
improvements to branch management.
• Developing policies and procedures that streamline revenue generating processes by close cooperation with operations and sales department,
reviewing the impact of any policy and making improvement where necessary.
• Monitoring posting of revenues to the correct P&L items.
• Driving team performances through improvising cross-functional communication of various departments.
• Reviews of operating procedures, company controls and compliance measures to determine any potential hazards or breaches of conduct.
• Continuous staff training and regular reviews resulted in improved ethical behavior, reduced compliance issues and increased frequency of
reporting ethical and professional conduct dilemmas.
was promoted and deputed in Islamabad to improve revenue and receivables management. Finance cost was considerably reduced by 15% as I set new KPIs
for collections team and reengineered invoicing processes for delivering of invoices in minimum possible time. Reporting to the credit manager my major
responsibilities included :
• Managing a team of receivables and revenue management
• Reviewing and controlling corporate receivables of PKR 500M approximately and was able to reduce over 60 days aging brackets by 25% through
eradicating redundant processes, quick delivery of invoices, convincing many clients for electronic invoicing and enhancing customer relationship
management.
• Reviewing collections target, analyzing the cost of running finance and cash flow impacts
• In-depth knowledge of financial statement analysis helped my organization in evaluating creditworthiness for setting credit limits.
Project Coordinator:
• Implementing the software in finance department.
• Responsible for proper data migration (back date and current) in to the new system.
• Invoice reconciliation and equivalency with old and new ERP.
• Cash and Bank receipts bifurcation and reconciliation on year end while implementing the new system.
• Training the team and solving their problems on timely basis regarding the new system.
Job description:
• Review of the receivables ledger of individual clientsand making decisions for future business relations with the clients.
• Assisting the chief credit controller in maintaining proper pricing for each client in the financial system.
• Implementing and making Credit Policies, review and assessment of credit days and limits.
Forensic audit, and addressing compliance issues.
• Bad debts analysis.
• Raising issues on appropriate level when the client crosses its credit limit in order to ensure proper credit control and follow up from the clients.
• Audit of the regional teams for proper invoicing and their settlements, making proper adjustments of ticket refunds in to the system and ensuring proper flow of data, identifying the control deficiencies and acknowledging the management.
• Internal Audit assignments and MIS.
• Generating reports for the CFO on Aging of receivables and comparative analysis of the regions.
· Assisting Manager Finance in preparation of monthly / annual Accounts June 2011.
· Assisting Manager Finance in financial management and investments
· Managing Parallel data migration from old to new ERP.
· E-filing of Tax Returns (Company’s and Employees)
· Reconciling Banks Accounts and Daily Fund position, reconcilling expense accounts, recording accruals of expenses.
· Receivables and payables functions and posting adjusting entries.
CFA Level-3 Candidate
ACCA (Cleared all 14 papers in the very first attempt)