wessam soliman

• Lead the Oaknet Africa Innovation Lab driving enterprise fintech research, AI-enabled analytics models, and scalable
digital product experimentation across emerging markets.
• Translate strategic objectives into prioritized innovation programs and enterprise roadmaps, integrating data
products, analytics governance, and commercialization frameworks across financial institutions.
• Establish structured performance oversight models and cross-functional execution governance, ensuring R&D
initiatives deliver operational and measurable business value.

• Led regional digital banking and payment expansion initiatives through structured growth studios, integrating
regulatory assessments, analytics-driven insights, and innovation frameworks to unlock 3 new market
implementations and strengthen capital allocation discipline..
• Developed advanced scenario modeling and data analytics frameworks evaluating customer behavior, compliance
risk, and platform scalability, improving digital payment ROI visibility by 20% and enhancing executive decision
governance.
• Partnered with Product, Compliance, and Technology leadership to synchronize enterprise roadmaps with
regulatory modernization and AI-enabled transformation priorities, reducing strategic ambiguity and shortening
institutional planning cycles by 30%.

• Led multi-country digital innovation and data-driven product programs for 27+ financial institutions, embedding
analytics governance and research-backed product design methodologies.
• Structured enterprise innovation business cases translating research insights into scalable digital banking and
payment platforms, reducing time-to-decision by 30%.
Implemented portfolio-level oversight frameworks integrating KPI tracking, Agile program governance, and cross
functional R&D execution discipline.

• Directed large-scale digital platform innovation integrating analytics-driven product development, KPI governance,
and enterprise-level transformation initiatives across MENA.
• Oversaw end-to-end product lifecycle and commercialization strategies generating $15M+ incremental revenue
and improving customer retention by 18%.
• Led multidisciplinary teams across markets, embedding structured governance, milestone oversight, and risk
mitigation frameworks.

• Led multi-market digital banking expansion and product commercialization programs for leading financial
institutions across emerging African markets, applying structured market analytics, regulatory alignment, and
innovation frameworks driving 21% revenue uplift.
• Designed strategic partnerships and acquisition models for co-branded digital wallet and payment ecosystems,
integrating financial modeling, competitive intelligence, and scalable governance structures capturing 15%
incremental market share.
• Directed client enterprise rollout of digital onboarding, KYC, and compliant banking and payment platforms across 5
markets, enabling 33% commercial growth while strengthening institutional risk management, performance
governance, and cross-functional delivery oversight.

• Led R&D innovation programs within France Telecoms research laboratory, translating experimental fintech
concepts into commercially viable digital financial services across MENA and Africa.
• Coordinated cross-functional engineering, risk, and commercial teams to operationalize research outputs into
scalable product deployments achieving 99% on-time delivery.
• Designed data-driven performance frameworks and analytics-based optimization models improving retention by
20% and reducing compliance costs by 30% (Prix de lInnovation, 2009).