Yacine Kadid

• Direct a portfolio of ~700 B2B SME and corporate debtor accounts worth USD 78M (OMR 30M), owning the
full lifecycle from amicable recovery to legal escalation and arbitration.
• Recovered 75% of assigned receivables and reduced outstanding overdue balances on managed accounts
by up to 90%, accelerating client cash recovery.
• Built and run a one-person business-development engine — ICP definition, four-touch bilingual outreach and
a qualified pipeline of 27 high-value (VIP) target accounts — to diversify a book historically ~65%
concentrated in a single banking client.
• Won 15 new key accounts outside the core client, representing ~USD 26M (OMR 10M) in recovery business.
• Produce monthly portfolio closing reports for ownership covering active-vs-closed book composition,
concentration risk and recovery against board-approved KPIs.
• Operate a contingency-only commercial model and coordinate legal escalation with external counsel,
strengthening leverage on aged and disputed accounts.

• Led cross-border business development across GCC and North African markets, building the
receivables-management client base and the outreach and pipeline systems later scaled in the Country
Manager role.
• Established key-account relationships and bilingual (Arabic/English) outreach frameworks spanning multiple
industry sectors.

• Performed real-estate valuation and creditworthiness analysis to support acquisition, sales and credit
decisions.
• Supported client acquisition and business development across real-estate and investment portfolios.