Youness El Kandoussi

• Risk management advisory Services.
• Advise and support our clients in the FinTech and Banking sector in the implementation of the best practices of Risk Management Frameworks.
• Support in the implementation of RCSA, Loss Data Collection and KRI processes.
• Advice on regulatory requirements in different regulatory jurisdictions.
• Successful accompaniment of a fintech client to approach a leading Kuwaiti bank for a partnership.
• Successful support of a Moroccan bank in the implementation of Operational Risk Framework in all of its Islamic finance products.

 Contribute to the formulation of the Division’s strategy, annual business plans, budgets, policies and procedures
 Review of the annual business plans and the Division’s annual budgets with the Head of Division and implementation of the department's performance indicators
 Implementing and monitoring of control procedures and Operational Risk
 Supervision of the activities of managing Operational Risk at the bank level
 Ensuring the best support to all departments and divisions in managing their Operational Risk portfolios
 Manages the registration process for operational incidents and propose appropriate remedial measures; Risks aggregates data for proper evaluation and analyzes trends.
 Modeling Operational Risk and monitoring of Risk Indicators
 Regular updates of Operational Risk Profiles
 Supervision of the development of various internal and regulatory reporting
 Supervise the activities of introduction of new products and systems in perspectives of Operational Risk

 Development and implementation of intuitive mathematical model to quantify operational risks
 Supervision of the activities of the management of operational risk at the bank level
 Identification and quantification of operational risks
 Manages the registration process for operational incidents and propose appropriate remedial measures; Risks aggregates data for proper evaluation and analyzes trends.
 Oversee the implementation of control procedures and operational risk monitoring
 Modeling Operational Risk and monitoring of Risk Indicators
 Supervise the activities of introduction of new products and systems in perspectives of Operational Risk
 Regular updates of Operational Risk Profiles
 Develop internal and regulatory reports

 Development and implementation of the Enterprise Risk Plan
 Monitor Market Risk and Liquidity indicators
 Analysis and Recommendation in transaction and portfolio Credits Risks
 Ensure regulatory and internal compliance Credit processes
 Implementing and monitoring of control procedures and Operational Risk

 Assist in managing market, risk operational risk and liquidity risk
 Implementation of the operational risk plan.
 Ensure compliance with regulations and rules of Central Bank Of Kuwait and the Basel II requirements for capital adequacy,
 Implementation of Enterprise Risk Management - market, credit, operational - System (Sungard-Bancware and Sword Systems)

 Analysis and Review Process and Procedures recommend improving internal controls
 Related risk analysis for IT infrastructure
 Ensure compliance with regulations and rules of Central Bank Of Kuwait and the requirements of Basel II capital adequacy
 Manage the Conversion Project Alternative financing model ( "Tawaruq" project):
 Participate and recommend controls to the product creation process in accordance with Islamic law
 Manage the testing process of Islamic financing products Management Information System