Ziad Zoghby

• Serve as Group CFO-level leader for Finance, Administration, and MIS, directing a 150+ staff division and driving
bank-wide financial governance, controls, and executive reporting.
• Lead end-to-end IFRS financial reporting and group consolidation, ensuring 100% on-time delivery of audited
annual financial statements and board-level financial packs.
• Execute the 2023 and 2024 Lebanese currency devaluations at the enterprise level, aligning accounting treatment,
reporting, and operational implementation with BDL circulars and internal policy.
• Own regulatory reporting and compliance submissions to BDL, BCCL, and Ministry of Finance, maintaining a near
zero error rate through strong review, reconciliation, and validation frameworks.
• Direct Group MIS governance, strengthening data integrity, reporting automation, KPI dashboards, and
management decision-support across finance and operational functions.
• Lead financial impact modeling for bank restructuring law scenarios, delivering multi-case simulations and
executive-ready analysis to support strategic decisions and risk mitigation.
• Oversee cash, liquidity, and funding management across branches, ATMs, vault operations, and offshore liquidity,
ensuring continuity during extreme market constraints and operational disruptions.
• Chair and represent Finance on key governance committees (ALCO, Risk, IT, BCP, Purchasing), driving cost
optimization, enterprise risk oversight, and business continuity planning.

• Lead the Finance & Planning function, delivering annual budgeting, rolling forecasts, and multi-year strategic plans
aligned with executive priorities and business targets.
• Develop and monitor enterprise KPIs, performance dashboards, and variance analysis, strengthening
management decision-making and accountability across business units.
• Drive bank-wide financial planning and cost control, identifying optimization opportunities and supporting
profitability improvement initiatives.
• Partner with senior leadership on capital planning, business performance reviews, and scenario modeling,
supporting strategic and operational decisions.
• Support Finance transformation and modernization initiatives, contributing to ERP and reporting enhancements
to improve efficiency, controls, and reporting quality.
• Ensure financial discipline and stability through strong planning governance, controls, and coordination across
Finance, Operations, and business stakeholders.