Business Analyst – Finance & Planning
Fatima Group
Total years of experience :3 years, 10 Months
• Analyzing the fertilizer sector, preparing and presenting the research to management
• Assisting business development process in formulating demand & supply forecasts
• Providing support to a cross-departmental high level team
• Highlighting and evaluating international investment opportunities in fertilizer and mining sector
• Managing Funds Position: Assessing/Forecasting fund needs and sources and making timely payments
• Regular periodic Cash flow forecasting and comparing with the budgeted figures
• Conducting variance and gap analysis on cash flows and fund position
• Optimize short term financing costs by monitoring bank balances and cash flow cycle
• Preparing bank reconciliations
• Dealing with Banks for Syndicate Loan, Working Capital limits disbursement
• Trade Finance: Dealing/Coordinating with procurement/production & Shipping departments and banks. Establishment of LC, Endorsement of Shipping Documents, Issuance of Shipping Guarantees, Amendments in LC’s, BG Discounting, LC payments, Retirement & release of Shipping Documents
• Participate in the monthly closing activities
• Managed a team of two subordinates
• Preparing presentations and special reports for top management
•Competitor Analysis covering Distribution and Sales structures, Coverage and Trade Promotions, POP material and design considerations
•Conducted market survey for Wills Kings Launch
•Maximizing Rural Coverage in Northern Area
•Managed and monitored a team portfolio of PKR 1.5 billion
•Offered RF, Term Finance, LC, Bank Guarantees, Lease to clients
•Marketed new clients, developed relationships, followed industry trends, assessed financial need of the clients and associated risks for lending
•Ensured regulatory compliance and adhering to policies
Assisted in auditing Emco Industries' Fixed Assets and Expenses.
Assisted in a whthholding tax assignment for Nestle.
CFA Level 3 Passed
•Runner up in Markstrat competition, a simulated business game •Participated in Synergies Business Case Competition, 2009 •Member, Executive Finance Club
•Teaching Assistant, LUMS Dept. of Accounting & Finance ACF 4611 •Participated in IGI Investment Challenge Game, 2007 •Participated in Young Leaders and Entrepreneurs Summit, 2007 •Organized KASB Investomania, an online trading game through LFAS sponsored by KASB and covered by Geo TvDean’s Honuor List, 2004-2005 •Vice President, LUMS Finance and Accounting Society (LFAS) •Member, LUMS Entrepreneurial Society, LUMS Community Service •Awarded Merit Scholarship from LUMS for CFA Level 1 Exam in December 2006 •Qualified for the Accounting and Finance major quota at LUMS, ranked fourth •Paper published in UNICEF-LUMS Philosophy magazine •LUMS Hockey Team member