Bank Relations Supervisor
Dal Group
Total years of experience :9 years, 6 Months
Execution of all financing ‐ direct and indirect financing‐ such as Murabaha and Musharaka in accordance with bank approvals.
Preparing feasibility studies for subject finance, overseeing financing contracts until the loan disbursement is received from the bank.
Prepare all necessary documents and allocate mortgages as per bank approvals once financing ceilings are sanctioned.
Coordinating closely with the treasury department to ensure liquidity and cash availability for commissions and guarantees.
Monitor and track payments for bank‐granted financing before the due date in coordination with the treasury department.
Maintain effective communication with the bank, facilitating field visits to stores or reviews of mortgages and addressing all bank requirements.
Prepare finance ceiling requests for banks and diligently follow up until the financing is secured.
Supervise the team to ensure completion of required tasks, streamlining the financing application process, and focusing on timely payments.
Oversee all interactions with banks, including account openings, managing financing ceilings, supervising company guarantees to banks (legal entities or internal), and facilitating facilities for company employees from banks (personal financing).
Implemented trade finance policies and procedures, ensuring smooth workflow. Reconciled commission calculations and adjusted errors, enhancing accuracy. Monitored customer trade transactions and reported exceptions to senior management. Assisted in preparing reports and analysis for effective monitoring and control.
Ensured compliance with regulatory and bank policies. Collaborated with the Manager on various assignments.
Process transactions for issuance of guarantees, amendment, and cancellation of claims and payments as per the credit policy.
Handle Swifts/Telexes of transactions related to bank instructions.
Settle worth of documents, sight, in same worth dates guaranteeing full funding coverage with FX, Treasury, and Credit Departments to avoid loss thanks to delay of payment interest.
Dealing with DCs (Imports & Exports).
Comprehensive knowledge and practice in trade finance operations including import and export documentary collections inward and outwards and guarantees.
Managing letter of credit strict to ICC Rules (UCP 600) and strict compliance with local regulations.
Following up the credit department to obtain approvals for issuance LGs. Verify all swift messages prior and sharing to the authorized department.
Managing the trade finance operations officers with team of five based on job objectives and achievements.
Processed Trade Export Bills, ensuring timely negotiation.
Managed Trade Export Bills discrepancies, acceptance, and payment. Oversaw Trade Import Bills applications, amendments, and settlement. Calculated fees and interests accurately.
Maintained compliance with guidelines and regulations.
Provided technical support to Business Units RM & Trade marketing staff.
Verified import and export L/C transactions.
Handled trade‐related finance solutions, such as packing loans, factoring, and bills discounting. Accurately calculated fees and interests.
Ensured compliance with guidelines, policies, and external regulations.
To review and check customer’s application and process all completed document on each applicable stage as well as work on dispatching funding request to Funding Section, check repayment advice in order to ensure the transaction of both import and export businesses are processed timely and correctly and comply with both Internal and external policies .
To manage customer Relationships in assisting customer in all their queries on bank’s product and seek resolution to their requests as well as do marketing job in increasing fee based activities .
To follow up overdue import/export bills and deal with customers to resolve problems relating to discrepancies spotted on import/export bills .
To perform and ensure registration/system update of Foreign Currency Loan, International receipt and payment declaration, Commercial Bank Credit Rating, and Enterprise Credit Rating in order to comply with local regulators.
To check and verify information prepared by Trade Finance Clerk, also prepare relevant information for developing both internal and external reports.
To control over the record maintenance/ filing of signed application, all supporting documents etc. to be in proper place.
To perform other tasks as assigned by Trade Finance manager
Receive and count working cash at beginning of shift.
Identify customers, validate and cash checks.
Accept cash and checks for deposit and check accuracy of deposit slip.
Process cash withdrawals.
Perform specialized tasks such as preparing cashier's checks, personal money orders, issuing traveler's checks and exchanging foreign currency.
Perform services for customers such as ordering bank cards and check.
Record all transactions promptly, accurately and in compliance with bank procedures.
Balance currency, cash and checks in cash drawer at end of each shift.
Ensure compliance with all internal controls and established policies and procedure
Keep records of cash flow in the Company and the responsibility of cash management.
Sorting out incoming and outgoing daily post and answering any inquires.
Managing Petty Cash transactions.
Keeps the confidentially of the clients work, information and data.
Assists in Sales division of Company.
All other jobs may be requiring from direct manager
Keep records of cash flow in the Company and the responsibility of cash management.
Data Entry .
Secures financial information by completing data base backups..
Prepares special financial reports by collecting, analyzing, and summarizing account information.
Administrative duties like attending queries on phone, filing invoices.
Prepares payments by verifying documentation, and requesting disbursements.
Book Keeping
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