Principal, Risk Management
FinDev Canada
مجموع سنوات الخبرة :17 years, 4 أشهر
I joined Canada’s newly established development finance institution with a broad mandate, to work with the Chief Risk Officer at building the risk management department from the ground up. As a small team of 3, our goal is to combine our public and private sector expertise, and establish risk management standards at par with top-tier Canadian banks. My main contributions include:
• Designing and implementing an enterprise-wide risk management framework based on the 3 Lines of Defense model
• Drafting of frameworks, policies and guidelines for Origination and Asset Management activities
• Providing independent challenge and credit risk expertise on debt and equity transactions in Emerging and Frontier markets
• Recommending new transactions to the Board, and approving reviews, waivers, amendments, and consents
• Participating in executive committees and Board meetings, and overseeing accurate and timely risk management reporting
• Setting up and managing a borrowing facility with parent company, to ensure adequate liquidity and asset/liability matching
• Led a team of 18 senior professionals managing the Bank’s portfolio of high-risk commercial client accounts across Canada
• Approved workout strategies, and provided hands-on coaching and support to managers in complex or sensitive situations
• Built and maintained close relationships with top-tier consulting and law firms specializing in Insolvency and Restructuring
• Shared market intelligence, post-mortem analysis and lessons learned with Risk and Business Development committees
• Established, monitored and delivered business objectives, in full alignment of bank-wide targets
• Participated in bank-wide continuous improvement and lean projects (Kaizen), and led similar initiatives within my team
• Managed a $1Bln+ diversified portfolio of large high-risk corporate accounts (bilateral and syndicated loans)
• Tackled complexities related to public companies, reputational risk, and legal proceedings (CCAA, Chp 11-15)
• Successfully negotiated a full payout from a large, highly impaired borrower, resulting in a substantial loss provision reversal
• Partnered with top-tier legal and financial advisors to elaborate and implement turnaround or exit strategies
• Led constructive negotiations and exceeded targets in going concern turnarounds as well as exits and recoveries
• Shared post-mortem analysis and lessons learned with all internal stakeholders
• Approved credit requests for Commercial, Corporate and Investment Banking transactions
• Advised and negotiated with bankers on credit structures and terms in line with the bank’s policies and risk appetite
• Ensured that all risks and exceptions to policies are adequately identified, reported and addressed
• Participated actively in high-risk credit watchlist, risk rating model review (AIRB), and credit policy review committees
• Led the overhauling of the Energy Sector (oil & gas producers) risk rating and borrowing base models
• Collaborated closely with other Risk Management departments on bank-wide projects and initiatives
• Performed scheduled and ad-hoc risk analysis of large financial institutions, OTC and complex structured transactions
• Negotiated credit requests and legal terms (ISDA/CSA, SLA, GMRA) submitted by Financial Markets business units
• Recommended credit terms and limits to the CCO, CRO and credit committee for approval
• Provided dedicated risk management support to the Mortgage Derivatives desk
• Represented the department on the New Products Committee, which reviews and approves new structured products
• Managed relationships with high net worth clients, with a portfolio of US$250 million in assets
• Recommended asset allocations and investment products including mutual and hedge funds, and structured notes
• Executed clients’ banking and investment transactions, providing top-tier customer service
• Achieved and exceeded business development and customer satisfaction targets
• Managed relationships with high net worth clients, with a portfolio of US$50 million in assets
• Recommended asset allocations and sold a wide variety of sophisticated investment products
• Performed fundamental and technical analysis on stocks, ETFs, futures and options for active trading clients
• Actively managed over US$10 million for risk-seeking clients, recommending and executing opportunistic short-term trades
• Achieved and exceeded business development and customer satisfaction targets
• Participated actively, as a member of a small strategic multinational team, in developing the business plan for the first 3G mobile network in Latin America (project estimated at US$1.2 billion)
• Engaged in technical, financial and marketing studies, as well as negotiations with Tier-1 infrastructure vendors
• Acted as interim country manager during the final 4 months of the project, reporting to Hong Kong and Argentina offices
Certificate in Legal Concepts for Business Leaders (online)
Certificate in Executive Leadership (online)
MBA, finance concentration