Relationship Manager - Corporate Banking
The Saudi Investment Bank
Total years of experience :10 years, 0 Months
Relationship & Credit Portfolio Management of Corporates in various sectors with annual turnover of 200 Mil SAR and above.
Main Job Responsibilities:
1- Regular meetings with Corporate clients (prospects & existing)
2- Understand & analyze clients financial needs
3- Provide Financial Advice to clients
4- Promote and Cross Sell Financial Products & Services (e.g. Project Finance, Trade Finance, Credit Loans, Treasury Products, Capital Market Products, Private Banking Products, Insurance Products, POS, Employer Services, & Online Banking Services)
5- Preparation & Presentation of Credit Proposals
6- Qualitative & Quantitative Analysis
6- Credit & Financial Analysis
7- Financial spreading & planning
9- Daily monitor & maintenance of clients' accounts & credit lines
10- Regular communication & coordination with internal bank divisions
Assistance in managing & maintaing credit portfolios of corporates in various sectors.
Candidate of The Banker Program (Executive Associate Program).
The program is a Professional Development Program, designed to be aligned with BSF vision to be the 'Bank of Excellence' by achieving excellence in Training Quality and Relevancy to Banking through 'BSF School of Banking', which accomplishes BSF's aim to be 'The Employer of Choice' in Saudi Arabian banking industry.
Candidates of the program are accepted based on interviews, cognitive reasoning tests, personality profiling and group assessment centers.
The Banker program provides the candidates with an in-depth knowledge in multiple aspects of the bank's businesses and operations through intensive training classes as well as on-job training and rotations over a period of nearly a year in multiple business line departments including:
- Corporate Banking Dept.
- Business Banking Dept.
- Retail Banking Dept.
- Wealth Management Dept.
- Treasury Dept.
- Risk Management Dept. (Credit Risk).
- Investment Banking, through (Saudi Fransi Capital) all depts.
Furthermore, the program's curriculum includes an international attachment which will take place in France with BSF's partner 'Credit Agricole Corporate & Investment Banking'.
Main Responsibilities:
- Assessment and reviewal of all possible Business risks.
- Analysis of business risks and all possible impacts derived from those risks.
- Assistance in undertaking independent testing of all key risk controls.
- Coordination with process owners to review all key risks under their functions.
- Assurance of the availability of effective risk controls and governance in place.
- Direct raising of any exception related to any Business Risk matters.
Areas under my vision as a Business Risk officer:
1- Asset, Liability and Capital Management (ALCM).
2- Investor's Relations & Financial Reporting.
3- Management Information System (MIS) & Cost Analysis.
4- Financial Control.
Earned a Dual Bachelor of Science Degree in Business Administration with double majors: 1- Finance Degree (emphasis in Financial Management) 2- Accounting Degree.
Attended the International English Center at the University of Colorado in Boulder, CO and obtained an Academic english language certificate.
