Sarmad Azar, Branch manager.

Sarmad Azar

Branch manager.

Bank BEMO Saudi Fransi

Location
Syria - Damascus
Education
Bachelor's degree, Accounting
Experience
21 years, 1 Months

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Work Experience

Total years of experience :21 years, 1 Months

Branch manager. at Bank BEMO Saudi Fransi
  • Syria - Damascus
  • My current job since October 2009

• Implementing the short, medium and long term strategic bank plans.
• Implement departmental policies, goals, objectives in order to insure continuing operations, maximize return on investments, and to increase productivity.
• Confer with top management and staff members to discuss issues, coordinate activities and resolve problems.
• Analyze operations to evaluate performance of the bank and its staff meeting objective, and to determine areas of potential cost reduction, program improvement, or policy change.
• Assign, direct and evaluate employee’s works and oversee the development and maintenances of staff competence.
• Negotiate or approve contract and agreements with clients, government agencies and other organizational entities.
• Present best image of the bank at all times and ensure best quality of service.
• Insure that all the controls and tasks are executed as mentioned in the Permanent Supervision guideline.
• Validating the ATM Cards and all Trade finance operations.
• Blocking/ unblocking the accounts as necessary.

Trade finance officer + Credit coordinator + retail officer at Bank BEMO Saudi Fransi
  • Syria - Damascus
  • November 2007 to September 2009

• Meeting with potential clients and collect information about the client's background (education, experience, etc.) in addition to investigating about the business process in details and offering the credit facilities given by the bank.
• Studying the client’s financial position and visiting clients’ location.
• Preparing the final client report including the recommendation..
• Follow up with the credit administration department to activate the credit line.
• Handling clients’ questions and problems related to their exceptional needs.
• Open and close Import & Export files.
• Input Import & Export settlements.
• Input, save, and modify issued and received guarantees.
• Prepare the letters of credit and send it to the Head Office for studying.
• Welcoming clients, answering their inquiries by giving them a financial solution.
• Promoting and selling the Bank’s products & Services in the best way possible by using a selling technique “win win case” and cross selling.
• Contacting new clients and assisting existing ones in offering them products and services suites their needs and following up unpaid or debit accounts.
• All duties of customer service representatives are part of the Retail coordinator’s job including office work.

Head accountant. at Succar Group
  • Syria - Damascus
  • February 2007 to October 2007

• Checking and approving Expense and sales invoices, costing.
• Preparing and approving the entries.
• Preparing Income statement, cash flow and financial statements.

External auditor assistant. at Al-Tawil Audit Bureau
  • Syria - Damascus
  • June 2005 to June 2007

• Auditing statement of accounts of public and private companies.

Accountant at Attanmiah Agricultural Co.
  • Syria - Damascus
  • March 2003 to May 2005

• Checking and approving Expense and sales invoices, costing.
• Preparing and approving the entries.
• Preparing Income statement, cash flow and financial statements.

Education

Bachelor's degree, Accounting
  • at Damascus University
  • July 2014

Specialties & Skills

Change Initiatives
problem solving skills
Cross Selling
Customer Service Oriented
Team Leadership

Languages

English
Expert
Arabic
Expert

Training and Certifications

Credit & Risk management (Training)
Training Institute:
3i Logic
Date Attended:
August 2008
Duration:
12 hours
Commercial, business loans( underwriting, processing, Analysis and collection methods). (Training)
Training Institute:
Ukrainian federal credit union – New York – USA
Date Attended:
September 2011
Duration:
24 hours
Management skills (Training)
Training Institute:
Skills
Date Attended:
March 2011
Duration:
8 hours
Presentation skills (Training)
Training Institute:
Skills
Date Attended:
October 2010
Duration:
8 hours
Business management and Entrepreneurship (Training)
Training Institute:
United states government
Date Attended:
September 2011
Duration:
175 hours
Cross selling skills (Training)
Training Institute:
Tadreeb
Date Attended:
September 2010
Duration:
8 hours
Excel (Advanced level) (Training)
Training Institute:
New Horizon center
Date Attended:
November 2010
Duration:
30 hours

Hobbies

  • Music (Keyboard player)
    Just a hobby.
  • Chess + Ping Pong + Soccer
    Just hobbies.