Shamshuddin Mohammed Auwaf

* Conducted AML and KYC reviews in accordance with UAE regulatory requirements and internal compliance policies.
* Performed customer due diligence (CDD) and enhanced due diligence (EDD) for high-risk customers.
* Monitored transactions to identify unusual or suspicious activities and escalated potential concerns for further investigation.
* Screened customers and transactions against sanctions, PEP, and adverse media databases.
* Reviewed customer profiles and ensured KYC records were complete, accurate, and up to date.
* Assisted in the investigation and reporting of suspicious transactions in line with AML/CFT requirements.
* Ensured compliance with internal policies and applicable regulatory guidelines issued by UAE authorities.
* Worked closely with branch operations and other departments to resolve compliance-related issues and mitigate risks.
* Maintained proper documentation and audit trails to support regulatory reviews and internal audits.
* Contributed to strengthening the organization’s AML/CFT framework through effective compliance monitoring and risk assessment.

• Conducting comprehensive and end-to-end sanctions screening and investigations on
customers, recent transactions and beneficiaries by using world-check and internal
monitoring tools.
• Diligently processing real-time and post-transactions reviews to identify possible
breaches of International Sanctions including OFAC, EU, UN, UK HMT related to
cross-border remittances.
• Effectively investigating and escalating true matches from sanctions, PEP and adverse
media alerts by utilising external databases and internal systems reporting to the
Central Bank of UAE and respective authorities.
• Spearheading Customer Due Diligence during onboarding and periodic reviews while
ensuring accuracy within KYC documentation and risk assessments according to the
UAE central bank regulations
• Performing EDD for high-risk customers including NGOs, PEPs, MSBs and clients
from high-risk jurisdictions.
• Maintaining well-structured Suspicious Transaction Reports (STRs) and Suspicious
Activity Reports (SARs) through the UAE FIU Go AML portal.
• Investigated alerts related to structuring, high-value transfers, unusual transaction
patterns, and high-risk corridors in accordance with AML/CFT regulations.
• Monitored daily remittance and foreign exchange transactions for potential suspicious
activity using internal AML monitoring systems and thresholds.