Abdala Eltahrawi, Remedial / Collections in charge

Abdala Eltahrawi

Remedial / Collections in charge

Abu Dhabi Fund for Development

Location
United Arab Emirates - Dubai
Education
Bachelor's degree, Business Administration
Experience
20 years, 6 Months

Share My Profile

Block User


Work Experience

Total years of experience :20 years, 6 Months

Remedial / Collections in charge at Abu Dhabi Fund for Development
  • United Arab Emirates - Abu Dhabi
  • My current job since November 2023

• Monitor and manage a portfolio of government-to-government loans, tracking delinquent accounts, and identifying areas of concern.

• Develop strategies to improve loan portfolio performance and reduce delinquency rates.

• Lead a team of collections and remediation specialists to pursue timely and effective collection efforts on delinquent loans.

• Implement collection strategies that comply with government regulations while maximizing recovery.

• Stay up-to-date with government loan regulations and ensure that the collections and remediation process complies with all relevant laws and guidelines.

• Prepare and present regular reports on the status of the loan portfolio, collections efforts, and remediation outcomes to senior management.

• Conduct risk assessments on delinquent accounts, considering various factors like financial hardship, default trends, and economic conditions.

• Develop and update collection and remediation policies and procedures to align with changing circumstances and improve efficiency.

• Maintain positive relationships with government entities that are borrowers and address their concerns while upholding the agency's interests.

• Train, mentor, and manage the collections and remediation team, setting performance goals and ensuring a collaborative and productive work environment.

• Utilize data analytics to identify trends and opportunities for process improvement in collections and remediation.

Collections Manager at Arab Bank
  • United Arab Emirates - Dubai
  • April 2019 to October 2023

• Supervises the work activities of several units in the billing, investigation,
collection, and/or delinquency enforcement for an assigned phase of a major
revenue collection area; deter¬mines work load to be assigned each unit;
checks work activities of each unit to determine problems being encountered
and to ascertain that all policies and procedures are being followed; vacations
and leaves for units.
• Prepares and supervises training programs for new employees; prepares
written and oral instructions to staff explaining all new or revised policies,
procedures, laws, or ordinances.
• Prepares recommendations for changes needed in operating procedures of
section; submits such proposals to superior for discussion and approval.
• Confers with customers or their representatives on complex revenue
collection problems or irregularities; explains the technical requirements of
various laws, ordinances, policies and procedures; investigates complaints
from customers; determines and implements billing adjustments; drafts letters
to affected customers informing them of actions taken.
• Identifies any issues with current standard operating procedures and makes
recommendations on potential modifications to the superior; identifies training
needs to ensure quality customer service; participates in the development
of objectives for service, quality and performance measures; raises software
issues as necessary.
• Monitors service levels throughout the assigned cases; runs performance
reports on a daily basis; highlights to superior any unplanned or unexpected
variances.
• Meets frequently with staff personnel both formally and informally to provide
information, direction, and resolve problems; provides on-the-job instruction
to subordinates on specific and detailed procedures and practices necessary
to perform the job appropriately; informs staff on any change to the standard
operating procedures.

Collections Manager at Sharjah Islamic Bank
  • United Arab Emirates - Sharjah
  • August 2017 to March 2019

• Overseeing staff members and ensuring the accurate and timely invoicing of
customers.
• Setting payment collection goals and targets for the department.
• Creating and implementing a strategy to improve the collection of outstanding
credit.

Assistant Collections Manager at Dubai Islamic Bank
  • United Arab Emirates - Dubai
  • January 2010 to July 2017

• Coordinate activities of staff members to ensure a smooth and efficient
department that reduces the number of cases that are overlooked.
• Oversee the collection of outstanding credit and invoices to minimize profit
loss while ensuring it is handled appropriately and per company policy.
• Create and implement strategies to increase the number of successful
collections on outstanding debt.
• Recruit, hire, train and evaluate staff members within the collections
department to ensure a sufficient number of staff members are available to
handle the workload.
• Develop goals that complement the overarching business goals of the
company and coordinate staff to continually meet and exceed goals.
• Run reports and analyze data pertaining to the department and share with
executive staff and managers of department staff as needed.
• Communicate with clients to build and maintain a strong working relationship
and reduce the number of clients who stop working with the company.
• Implement credit policies and procedures that retain a smooth running of the
department and avoid excessive credit limits.

Collections Team Leader at Mashreq Bank
  • United Arab Emirates - Dubai
  • November 2003 to December 2009

• Responsible for the collection of receivables through courteous
communications, and ability to review customers reasons of delinquency.

Education

Bachelor's degree, Business Administration
  • at Doctor Bhim Rao Ambedkar University
  • January 2004
High school or equivalent, Scintific Branch
  • at Ahmed Bin Hanbal
  • June 2001

Specialties & Skills

Risk Analysis
Collections
Credit Risk
Credit Control
Communication Skills
Negotiation and Persuasion
Perseverance and Motivation
Problem Solving
Teamwork
Ability to work under pressure
Audit/Compliance/Risk Analysis
Confidence Building
Credit Analysis
Organizational Development

Social Profiles

Personal Website
Personal Website

URL removed due to policy violation. Please contact support for further information.

Languages

Arabic
Expert
English
Expert

Hobbies

  • basketball, socializing and chess