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Abdul Gafoor Naranad, Commercial Executive & Signing Authority

Abdul Gafoor Naranad

Commercial Executive & Signing Authority ·Lulu Saudi Hypermarket LLC,

Saudi Arabia

Master's degree, Accounting and Finance

Work experience

Total years of experience: 12 years, 1 months

Commercial Executive & Signing Authority

June 2022 - Present

Lulu Saudi Hypermarket LLC,

Jeddah, Saudi Arabia

June 2022 - Present

• Regional Financial Management: Supervise and drive the financial and commercial operations of 18 active
branches across the Western Region of Saudi Arabia.
• Banking Operations & Liquidity: Efficiently manage approximately 60 corporate bank accounts, ensuring optimal
fund allocations, liquidity maintenance, and robust institutional banking relationships.
• Treasury Controls: Review, authorize, and disburse monthly high-volume corporate payments totaling
approximately SAR 120 million.
• Financial Governance: Direct daily banking activities, cash-flow analysis, strict payment approval workflows, and
short-term fund management strategy.
• Commercial Contract Review: Oversee vendor agreement processing, execute detailed contract risk
evaluations, and spearhead commercial supplier negotiations to optimize pricing structures.

Company industry:
Retail & Wholesale
Job role:
Management

Chief Accountant

December 2019 - May 2022

Lulu Express Trading,

Al Ain, United Arab Emirates

December 2019 - May 2022

• Accounting Leadership: Led end-to-end corporate accounting functions, structured financial reporting timelines,
and managed precise, closing-driven monthly and annual financial reporting.
• Compliance & Payroll: Directed monthly payroll processing and compiled statutory VAT calculations and filings,
maintaining 100% adherence to corporate and GAZT policies.
• Audit Management: Headed internal and external audit operational support workflows, providing comprehensive
documentation to eliminate corporate compliance discrepancies.

Company industry:
Retail & Wholesale
Job role:
Accounting and Auditing

Accountant

June 2014 - November 2019

Lulu Hypermarket LLC,

Al Ain, United Arab Emirates

June 2014 - November 2019

• Core Accounting Controls: Processed and reconciled high-volume Accounts Payable (AP) and Accounts
Receivable (AR), maintained general ledger bookkeeping, and governed cash office workflows.
• Financial Reporting Support: Assisted senior management in preparing core monthly schedules, asset tracking,
and routine corporate payroll reconciliations.

Company industry:
Retail & Wholesale
Job role:
Accounting and Auditing

Education

Annamalai University

January 2012

January 2012

Master's degree, Accounting and Finance

India

University of Calicut

January 2010

January 2010

Bachelor's degree, Accounting and Finance

India

Skills

MS Office tools

Expert

Team Leadership

Expert

Financial Accounting

Expert

Financial Reporting

Expert

Reconciliations

Expert

SAP ERP

Expert

VAT

Intermediate

Financial Management

Expert

Professional Communication

Expert

Accounting

Expert

Payroll Management

Expert

Teamwork

Expert

Budgeting

Expert

Finance

Expert

Languages

Malayalam

Native Speaker

English

Expert

Hindi

Expert

Arabic

Intermediate

Memberships

SOCPA

Associate Member

August 2022

Training and Certifications

Certifications
SOCPA
saudi organization for chartered and professional accountants
Aug 2022
CPA
IPA, Calicut,Kerala, India

Hobbies and interests

swimming
Cricket
Badminton