Credit advisor
National Bank of Abu Dhabi
Total years of experience :20 years, 10 Months
Deputy to MD & Head of Key Clients Management with A signatory to manage credit portfolio circa AED 1B plus Global Relationship of the clients with
business booked in overseas units with portfolio in excess of AED 125M. Credit Administration and operation of this affluent segment of relationship. Co-ordination with overseas branches for various credit queries and in managing re-payments as per schedule
Relationship Manager, Business Banking Group Al Ain.
SME segment of Al Ain region with annual sales turnover of less than AED 100M plus individual borrowing above AED 10M. Its operation commenced from 09.11.2008 Headed by the Area Manager, myself subordinated with two credit officers. Total portfolio in excess of AED 650M meeting the needs of 10 branches in Al Ain
Additional responsibilities:
Bridging the relationship of clients between Corporate Banking and Al Ain Clock Tower Branch
due to non availability of a bona fide RM/RO within the Branch. Total portfolio around AED 350M
Specialization
- Working capital financing for diversified sectors
- Project finance for various segments
- Asset financing for industrial, Production and Manufacturing units
- Bills and cheque discounting.
- Real Estate financing against Mortgage.
- Issuance of Trade Finance instruments
Proficiency
- Balance sheet and cash flow analysis including projections
- Professional write ups and presentations
- Real Estate financing terminologies.
- Maintenance of highest credit quality over the assigned portfolio
- Usage of automated credit work flows
Sr. Account Relationship Officer of National Bank of Abu Dhabi, Al Ain clock Tower Branch
Prime assignments :
A/c relationship of customers related to Corporate finance, Building Finance, SME finance
and Farm Finance in addition to relationship of Royal Family Members and HNW individuals.