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Abdul Rahim Assaf, Credit Officer

Abdul Rahim Assaf

Credit Officer·Emirates Islamic Bank

United Arab Emirates

Bachelor's degree, Englsih Language

Work experience

Total years of experience: 19 years, 7 months

Credit Officer

November 2006 - Present

Emirates Islamic Bank

Dubai, United Arab Emirates

November 2006 - Present

1. Evaluation, development and implementation of credit risk strategies, policies and procedures related to aspects of the end to end credit process.
2. Detailed Understanding of the policies, procedures and strategies employed to manage this credit risk.
3. Understanding of regulatory and market good practice in the areas of credit risk management and the credit risk process.
4. Analyze credit data, financial statements and market trends to determine the degree of risk involved in extending credit.
5. Review of accounts’ grades and making amendments, override as per change in account risk profile.
6. Preparation of credit appraisals, financials analysis, credit observations and recommendations to reduce and/or control risk.
7. Translation of audit reports from Arabic into English and vise versa for higher management.

Domain expertise at:

1. Corporate Credit
2. Corporate Real Estate Credit
3. SME Credit

Company industry:
Islamic Banking
Job role:
Accounting and Auditing

Education

Intermediate University College

September 1992

September 1992

Bachelor's degree, Englsih Language

Jordan

GPA (percentage): 82%

GPA (percentage): 82%

Ongoing: London School of Economics (External Program) BSc Banking & Finance 2003-2004 Emirates Institute for Banking And Financial Studies Higher Banking Diploma, Associate of Institute of Canadian Bankers (AICB) (Honour Degree) Sharjah, UAE

Skills

Risk
Expert
Risk
Expert
Credit Risk
Expert
Credit Risk
Expert
Banking
Expert
Banking
Expert
Microsoft PowerPoint
Expert
Microsoft PowerPoint
Expert
Risk Management
Expert
Risk Management
Expert
Microsoft applications – Word, Excel, PowerPoint
Expert
Microsoft applications – Word, Excel, PowerPoint
Expert
Risk
Expert
Risk
Expert
Credit Risk
Expert
Credit Risk
Expert
Banking
Expert
Banking
Expert
Microsoft PowerPoint
Expert
Microsoft PowerPoint
Expert
Risk Management
Expert
Risk Management
Expert

Languages

English
Expert
Arabic
Expert