Retail banking credit officer
Barwa Bank
Total years of experience :10 years, 0 Months
As a frontline credit officer review the documents for personal finance, property finance and credit card application
- DBR calculations
- Analyst Credit bureau reports
- Find out documents error
- and recommend to senior credit risk management
Key Responsibilities:
• Introducing SME / Corporate Financing and Retail Financing( Term loans, Vehicle finance and Real Estate Financing)
• Visiting companies, arranging a formal meeting with executive level
• Analyzing financial reports, checking credit eligibility and DBR
• Business visit, study of on-going and upcoming- projects of the company
• Preparing the Call Report and supporting documents to present for Approvals
• After granting business loan facilities, collection of FOL (facility offer letter) and work with operations team to execute the deal.
• Identified and resolved multiple operations and customer service issues in collaboration with other managers
• Monitor and send notifications of payments past due
Key Responsibilities:
• Introducing SME / Corporate Financing ( Term loans and Real Estate Financing)
• Visiting companies, arranging a formal meeting with executive level
• Analyzing financial reports, checking credit eligibility
• Making banking relation and play as a role of Relationship Co-coordinator
• Business visit, study of on-going and upcoming- projects of the company
• Preparing the Call Report and supporting documents to present for Approvals
• Monitor and send notifications of payments past due.
Key Responsibilities:
• Identifying opportunities to market “new to bank" corporate relationship through active engagement with local industrial and trade bodies.
• Visiting companies, arranging a formal meeting with executive level
• Analyzing financial reports, checking credit eligibility
• Making banking relation and play as a role of Relationship Co-coordinator
• Extensively engage with corporate to understand business, provide tailor made solution and negotiate commercial terms
• Preparing the Call Report and supporting documents to present for Approvals
• After granting business loan facilities, collection of FOL (facility offer letter), loading and make a pool relationship between bank and company.
• Carried out business development calls and cultivated a positive working relationship with internal partners in financial Services.
• Built financial models to assess risk and create accurate projections for numerous credit proposals.
Commerce