Credit analyst
Oman Oil Marketing SOAG
Total years of experience :22 years, 5 Months
I Stay with this Company My Responsibilities include
Controlling and analyzing daily sales reports
Correspondence to the Site Manager for Credit issues.
Handling Loss & Gain Reports of wet stock.
Prepare accounts reconciliation on monthly basis
Preparing daily cash report and reconcile from bank Accounts.
Correspondence to 3rd Party contractors regarding staff issues.
Monitoring /Supervision our staff
REPORTING.
MIS Report (Cash Summary)
Income & Expenditure Accounts
Prepare accounts reconciliation on monthly basis
Preparing different reports for cash & credit analysis.
Prepared 3rd Party payroll staff.
Responsibilities Currently working at Bankislami Pakistan Limited consumer Department Head Office Karachi, Looking after the secured loan Housing Finance (Muskun).
My Stay with this Bank My Responsibilities include
• Making of Musharakah (Housing) Agreement Construction, BTF, Purchase & Renovation
• Amount disburse to customers A/c (Disbursement)
• Preparation of MIS Legal of Muskun Clients
• Preparation of MIS Housing Finance Facility & Aging
• SPB Reporting Quarterly Basis Housing Finance
• Payoff Housing Customers and issued Letter/NOC & releasing Documents
• Monitoring /Supervision SPB Reporting Quarterly basis.
• Correspondence of mortgage Processes to external lawyer firm through Bank panel
• Litigation Cases coordinate with Internal /External Lawyers
• Follow up's Legal Documents & Chain of Docs
• Up's Country Correspondence & look after CAD Procedure
Worked as a “Accountant” in Salman Builders & Developers Accounts Department Head Office Hyderabad. Look after different projects.
My Stay with this Company My Responsibilities include
Books of Accounts & Bank & Cash Handling
Parties Ledgers & subsidiary Ledgers
Reconciliation of Bank Statement monthly basis
Pay Roll Sheet (Staff & Wages)
Passing Adjustment & Error Entries
Preparing Daily Collection Report
Agreements & Letter Drafting & Cheques Return Sheet
Letters correspondences to customers
REPORTING.
MIS Report of Overdue Clients monthly basis
MIS Report (Installment Summary)
Income & Expenditure Accounts
Balance Sheet & At A-Glance Report
ACCOUNTS
Dealing with preparation of customer Accounts, Audits and Feasibility, Banks and preparation of monthly reconciliation.
To maintain Petty Cash and preparation of Petty Cash Summary, Salary and Wages about workers and staff, Receipts Reports.
AUDITS
I have audited in the area of Government Department, Private Limited, Partnership, and Proprietorship. I.e. (Manufacturing, Trading, and also Services concern). / Sindh Irrigation & Drainage Authority (SIDA), World Bank Sponsored Project.
FINANCE
Feasibility and Financial Projections
(Types of Companies for which I have prepared the Feasibility Report) Service Providing, Trading & Manufacturing Companies.