أحمد العنزي

• I’m Overseeing the AML/CFT framework within the company and ensuring its compliance
with the local/international laws and regulations.
• Dealing with the AML/CFT systems and developing processes and controls to mitigate
financial crimes risks on the company.
• Ensuring implementation of the AML/CFT appropriate controls on the on-boarding and
recertification processes to be in-line with the International Best Practices.
• Manage relationship with the regulators and ensure full compliance and
implementation of regulators’ instructions on AML/CFT and Kuwaiti Law.
• Assessing financial crime risks associated with all business units and developing
appropriate modules and controls to mitigate their risks.
• Coordinate any regulatory audit and inspections, internal and external audits, and any
other investigations.

• Assessing financial crime risks associated with all business units and developing appropriate modules and controls to mitigate their risks.
• Developing and handling the department’s Policies and Procedures and liaising with other departments to finalize them.
• Conducting Second Level of Control on the quality and effectiveness of the comments in other unit's systems within the department such as the AML system and Sanctions Monitoring system.
• Coordination with all bank departments in case of new products and services and conducting risk assessments and gap analysis on them.
• Coordinating with other subsidiaries in the bank to conduct the Group Wide Risk Assessment.
• Responsible for overseeing and managing regulatory compliance issues within the organization.
• Manage relationship with the regulators and ensure full compliance and implementation of regulators’ instructions on AML/CFT and Kuwaiti Law.
• Ensure that internal regulations are in place and duly closely examined.
• Coordinate any regulatory audit and inspections, internal and external audits, and any other investigations.

Anti-Financial Crime - Financial Crime Risk

Responsible for overseeing and managing regulatory compliance issues within the organization.

Design and implement internal controls, policies and procedures to assure the organization compliance.

Manage relationship with regulators and ensures full compliance and implementation of regulators’ instructions on AML/CFT and Kuwaiti Law.

Coordinate with various departments within the bank to ensure good understanding and appropriate application of instructions.

Ensure that internal regulations are in place and duly closely examined.

Deal with on-boarding of new clients and KYC certifications and recertification for existing clients.

Monitors KYC reviews and participate in validation committees.

Investigate all matters brought to attention that have any compliance, AML, CTF issues and escalate matters to Head office.

Monitoring and analyze transactions for any suspicious or unusual activities through automated tools and manually. Also, monitor transaction against lists of sanctioned persons, entities or countries.

Responsible for Ethics within the organization and investigate any ethical misconduct by all employees within the organization.

Continuously promote Compliance awareness to strengthen the Compliance culture within the organization.

Communicate staff members of any new policies and procedures and ensure follow up on implementation as well as remind them to adhere to existing policies.

Conduct training for new staff, annual training, and new procedures.

Coordinate any regulatory audits and inspections, internal and external audits, and any other investigations.