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Ahmad Ghniemat

Senior Manager at SME banking Dept

Ahli Bank

Location:
Jordan - Amman
Education:
Master's degree, Finance
Experience:
35 years, 2 months

Work Experience

What's your work experience? Your experience is one of the most important sections in a CV.
List all relevant responsibilities, skills, projects, and achievements against each role.  If you're a fresh grad, you can add any volunteer work or any internship you've done before.
Add Experience

Total Years of Experience:  35 Years, 2 Months   

April 2015 To Present

Senior Manager at SME banking Dept

at Ahli Bank
Location : Jordan - Amman
I supervise the management of SME business centers.
July 2007 To March 2015

Customer Relationship Manager

at Jordan Ahli Bank
Location : Jordan
I work as team leader of Medium Enterprises Facilities within the SME Banking Group.

the job entails:-
* Attracting new clients, maintaining and developing credit relationships with current and prospect clients.
* Collecting all relevant data, analyzing them, and then making the right recommendation.
July 2005 To June 2007

Senior Customer Relationship Manager

at Arab Bank
Location : Jordan
I'd worked as a team leader of customer relationship managers who deals with Corporate and SME customers.
I was assigned mainly to attract, maintain, and develop credit relationships with corporate customers.
January 2000 To May 2005

Credit Officer

at Arab Bank
Location : Jordan
I've practiced the entire credit process from A to Z ( attracting Customers, Collecting the relevant data, preparing the Credit Report, making recommendations, preparing contracts, implementing agreements, managing defaults - credit remedials)
April 1996 To December 2000

Accounting Officer

at Arab Bank
Location : Jordan
I'd worked on the various accounting tasks that bank requires.
March 1993 To April 1996

Head Teller

at Arab Bank
Location : Jordan - Amman
Managing Cash depositing and withrawals within the branch and with the cash Centre.
September 1991 To March 1993

Teller

at Arab Bank
Location : Jordan
I'd peformed the various tasks that teller does ( recieve and dispense cash, depositing cheques .....etc)
January 1991 To September 1991

Accounting Officer

at Jordan Dental Association
Location : Jordan
I'd worked as an accounting officer of all association's funds
December 1988 To December 1990

Conscript

at Jordan Armed Forces
Location : Jordan - Amman
I've worked as an accountant for one year in Zarqa's Governrate Department of Finance during the conscription period.

Education

What's your educational background?
Let employers know more about your education; remember, be clear and concise.
December 2006

Master's degree, Finance

at New York Institute of Technology
Location : United States
GPA is 3.91 out of 4 ( 97.75%) ( Student with Honor Award)
May 2005

Diploma, Advance Customer Relationship Management (ACRM)

at Progress
Location : Amman, Jordan
August 2005

Diploma, Effective Negotiation Skills

at Arab Bank - Training Dept
Location : Amman, Jordan
the course covers the negotiation techniques and strategies and how can be applied to maximize your benefits.
May 2005

Diploma, Advance Cash Flows Management

at Arab Bank - Training Dept
Location : Amman, Jordan
the course covers how to effectively manage the operating cycle of a business in order to generate cash sufficient to pay obligations.
October 2003

Diploma, Advance English writing skills

at Arab Bank - Training Dept
Location : Amman, Jordan
October 2002

Diploma, lending business banking

at American Institute of Certified Bankers
Location : United States
I've gotten the designation of CLBB ( certified lender business banking) with distinction. I had attended various courses in Collection & bad debts management, Retail banking, Small business financing, Evaluating & analyzing of credit facilities, cash flow management, and modern techniques of bank credit analysis & management
June 1988

Bachelor's degree, Business Administration ( English is the medium of teaching)

at Yarmouk University
Location : Irbid, Jordan
GPA is 85.5% with distinction - Honor .

Specialties & Skills

proficiency in computers softwares

understanding of trade finance and other business products

interpersonal commuincation and negotiation skills

knowledge of credit analysis, appraisal, evaluation and risk assessment processes

solid knowledge in LC's, LG's and BC's

marketing loan & trade finance products

fluency in English and Arabic

develop new business from key customer segments

team player and able to work under pressure

customer commercial relationships and marketing

sound knowledge of best practice credit principles and policies

knowledge of necessary credit documentation & follow-ups

Managing delinquent portfolio

Analyze credit requests and review proposed facilities structure

Review/ identify risks, mitigates and exit strategies and ensure their appropriateness

Ensure that credit facilities are in line with set strategies, policies and guidelines

Ensure the integrity and quality of data and data analysis

Soft Skills

Management

Training

Business Administration

Languages

Do you speak more than one language?
For some jobs, fluency in one or more foreign languages is a plus, so add your language skills to get better results.

English

Expert

Arabic

Expert

Training and Certifications

CMA ( Certificate )

Issued in: April 2011

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