Head Of Asset Financing Program
Contact Financial Holding
Total years of experience :23 years, 8 Months
Head Of Asset Financing Program - Contact Leasing
Handling Asset financing program with Lease to own product
➢ Auto Lease Program
➢ Real Estate Leasing Program (Commercial & Admin unites)
➢ Medical Leasing Program
➢ Others (Sell and Lease Back Options)
Real Mark a subsidiary of The Holding Company for Construction and Development (HCCD), one of the Ministry of Public Business Sector holding companies
Real Mark offers full fledged Investment, sales and marketing services to all the real estate companies of HCCD.
HTE is a group of companies (almost 54 companies), they have a strong diversity but the main focus is in
• Construction
• Building martial trading
• Real estate development and sales
• General trading
• Auto trading (appointed dealers and distributors of Mitsubishi, Bentley & Aston Martin)
• Hospitality (Grand Habtoor hotel, Metropolitan chain of hotels, Dubai Waldorf Astoria also there are 3 new hotels under constructions (W, Westin, & San Regis hotel)
• Outlets Restaurants, Clubs and Bars
The department is responsible for finalizing the below reports
• Feasibility study
• Risk assessment
• Operational study
• Market researches
• Market study (competitors knowledge)
• Business Plan
• Market entrance plan
• P & L
• Business Exist Plan
•
Handled the marketing department of HTE
Branding
Target, Positioning/repositioning
Marketing Mix development by implementing Marketing plans
Dealing with Service Providers
o Advertising agencies
o Research agencies
o Production centers
Ongoing Update of the marketing plans according to certain indicators and readings
Retail Audit, Market Visits, Internal Sales, etc.
Handling Administration & management of the Marketing Team
Sales Development
Market Development by
o Finding and Analyzing tools necessary for better local market coverage (penetration & efficiency)
o Developing leads for institutional sales
Dunia Finance is a new financial services player in the UAE started operations in Sept 2008. It is a JV between Fullerton Financial Holdings (100% owned by Temasek Holdings of Singapore) and Mubadala Holdings (Abu Dhabi government’s SWF)
• Part of the initial establishment team working on setting up a state-of-the-art financial services company in UAE
• Handling the Salaried Mass Market segment (SMM) & Mass Affluent segment (MAF) in Abu Dhabi with 7 branches
• Handling selling the retail products
A. Asset based services
B. Liability based services
C. Listing companies for cross selling the asset products
D. SME’s account services
E. SME’s landing facilities
1. Operation Manager Kasr El Nile Branch. From Aug 2007 till Aug 2008
2. Acting as operations manager of the Four Seasons Branch
a- Executed the Clearing Checks.
b- Executed the Accepted Checks.
c- Sending the SWIFT and making the reservation of the FUNDS from the DEALING ROOM.
d- Executed the transfer to the Correspondent Accounts.
e- Settlement of the HOLD OVER Accounts.
f- Executed the entries of the internal transfers
3. Handling the Marketing for the retail Dept.
a- Handling Credit Card & Prepaid cards offers with our merchants
b- Followed up with the advertising agencies
c- Followed up with the print house of the bank
d- Handled the summer offers in North Coast (Auto Loan, Credit Cards & Prepaid)
4. Sales (Credit Cards, Auto Loan, Personal Loan, Payroll & Prepaid cards)
5. Started with AAIB in the Retail collection under the remedial department
1. Qualitative Research
2. Quantitative Research
3. In Depth meetings
4. Analyzing the Retail Audit of products
5. Analyzing the sales of each brand and SKU
6. Putting the strategy of branding and positioning the products in the market
7. Presenting the organization goals and targets to the clients
8. Handling all the client’s requests
1. National Sales Team Leader (Maadi Branch)
a- Handled VIP clients
b- Executed the VAS (Value Added Services) on the BSCS (GSM Software)
c- Opened Leads for the Sales team
d- Offered the SAVING INTIATIAVES for the unsatisfied clients (Such As International, Roaming, Free minutes, Bill Discount, etc…..)
2. Responsible for the inventory of the branch for two years
a- Executed the entries of the inventory on the Oracle Database.
b- Handled the replenishment requests for the branch
c- Handled the inventory count with the finance Dep.
3. Responsible for the staff schedule
4. Responsible for the Human Resources issues.(Annual Leaves, Sick Leaves & Emergencies Leaves)
• Bachelor of Business Administration major Management from the Modern Academy in Maadi. (May 2000).