Ayman Akkawi

Portfolio Summary:
Covers + 60 corporate companies with a total exposure of US$+ 200 million (funded and non-funded facilities).
Duties and responsibilities:
• Clients Contact: Maintain an effective & mutually beneficial contact with all relationship names assigned.
• Credit Underwriting:Provide accurate & meaningful Credit Application, Credit Analysis & Financial Memorandum on all financials and other data.
• Portfolio Management:Responsibility for all credit documentation, Provide accurate client account statistics, activity & profitability reports. Early problem recognition to address any potential risks with relationships.
• Sales:Introduce to the Bank new Customers including established organizations, new setups and non-resident companies for liability mobilization or assets.Achieving a minimum of 75% utilization of approved limits on a total portfolio basis.Develop / strengthen existing relationships through cross sell under both assets and liability business.
Training:
• Financial Advice Program, Bahrain Institute of Banking and Finance in accordance with the requirement set out in the Central Bank of Bahrain.

Portfolio Summary:
Portfolio was covering the industrial, trading and contracting sectors.


Duties and responsibilities:
• Clients Contact: Maintain an effective & mutually beneficial contact with all relationship names assigned.
• Credit Underwriting: Provide accurate & meaningful Credit Application, Credit Analysis & Financial Memorandum on all financials and other data.
• Portfolio Management: Responsibility for all credit documentation, Provide accurate client account statistics, activity & profitability reports. Early problem recognition to address any potential risks with relationships.
• Sales: Introduce to the Bank new Customers including established organizations, new setups and non-resident companies for liability mobilization or assets. Achieving a minimum of 75% utilization of approved limits on a total portfolio basis. Develop / strengthen existing relationships through cross sell under both assets and liability business.

Commercial Relationship Officer - Section Head - Commercial Banking: August2008 - December 2012
Portfolio Summary:
Portfolio was covering the industrial and trading sectors.

Duties and responsibilities:
• Market new quality business.
• Manage portfolios including promoting utilization of facilities to target group of accounts assigned by industry, region or activity with a view to achievement of targets.
• Credit Underwriting: Provide accurate & meaningful Credit Application, Credit Analysis & Financial Memorandum on all financials and other data.
Training:
• Financial analysis and preparing budgets conducted by Reference Consultation and business development
• Time Management conducted by ICTN New York.
• Team Work conducted through Sanaya Human Investment.
• Real Estate Evaluation conducted by Talal Abu Ghazaleh College of Business.

Portfolio Summary:
Portfolio was covering the industrial sector.
Duties and responsibilities:
• Managing the relationship between the bank & prime clients by meeting with outstanding and potential borrowers to discuss their financial requirements and needs and provide professional advice, suggestion and options from the range of available banking products and services.
• Maintaining the outstanding clients and marketing the banking services to target clients.
• Studying & analyzing credit applications for corporate clients by evaluating financial strength, liquidity status, profitability, operational cash flow, feasibility studies.
• Completing all post-approval loan documentation and arrange for the facility to be made available through the relevant bank branch.
• Monitoring the loans/facilities performance during the life cycle to ensure the bank's position is protected and daily review for borrower account transactions to ensure availability of funds.
• Collecting all installment that become due by means of regular follow up of concerned clients.
Training:
• Banking L\C s ICC uniform customs and practice for 600.

Duties and responsibilities:
• Process transactions for personal and business customers.
• Provide information regarding bank services and selling the bank products and services.
• Execute complex transactions and use the computer to enter deposits, payments, and withdrawals.
• Monitoring all personal loans/credit cards performance during the life cycle to ensure the bank's position is protected.
• Follow up with the existing and potential customers to sell the bank products and services.
Training:
• Over view of all banking operations, money laundering.