Commercial Relationships Manager
Saudi Home Loans (SHL)
مجموع سنوات الخبرة :9 years, 1 أشهر
• Directed end-to-end credit administration, including comprehensive credit analysis and control for Dammam Branch, streamlining the credit management process.
• Led Dammam Branch RMs Team, ensuring adherence to the companys credit policies, products, target market, procedures, and credit templates, enhancing operational efficiency.
• Administered credit administration and loan review mechanisms while effectively overseeing the credit documentation process, ensuring compliance with regulatory standards.
• Conducted meticulous credit data analysis to gauge the degree of risk associated with extending credit or lending money to clients, thereby aiding in robust risk management.
• Spearheaded the development and implementation of novel policies to align the credit risk management process with market dynamics, fostering business process enhancement for retail clients.
• Managed end-to-end credit administration, encompassing credit analysis and control, ensuring robust credit management strategies.
• Overseen credit administration and loan review mechanisms, while vigilantly monitoring credit documentations, promoting streamlined credit approval processes.
• Analyzed complex credit data meticulously to discern the degree of risk implicated in extending credit or lending money to clients, thereby fostering effective risk management.
• Reviewed and analyzed business & personal tax returns, personal financial statements, credit appraisal reports, and accounts to determine creditworthiness and ascertain funding requirements.
• Led the development and implementation of new policies to match credit risk management process with market dynamics, bolstering business processes for retail clients. Additional Experiences: