Commercial relationships Manager
Saudi Home Loans Company
Total years of experience :13 years, 5 Months
Commercial sales
Writing Credit Proposals
Manage relationships
• gathering information
• reading financial briefings
• assessing, analyzing and interpreting complicated financial information
• undertaking risk assessment analysis
• visiting clients
• keeping company credit exposures within set risk bearing limits
• using credit-scoring systems for small credit amounts (such as small unsecured personal loans)
• keeping knowledge of key issues up-to-date (for example legal, market risk and compliance issues)
• helping to enhance the quality of credit applications
• making recommendations about procedural/policy changes.
- Handing correspondence to contractor/ Clint.
- Responsibility for receiving all kinds of documents.
- Maintain and update all logs.
- Periodical auditing missing documents.
- Handling All kinds of Submittals.
- making interviews
- hiring
- Administration
- reporting to top Managers
- turnover
- making agreements
• Make regular contact with clients by email, telephone, and personal call to follow up outstanding payments due.
• Meet clients and receive payments on behalf of the company.
• Make regular reports to the country manager on the status of client’s payments.
• Coordinate with the sales managers in the collection of outstanding payments.
• Assist in the recommendation of credit approval for all future and existing clients.
- Following with lawyers.
- Reservation Agent (Two years 2004-2006)
Saudi Arabian Airlines, Khobar, Saudi Arabia
* Managed incoming called and placed reservations for the airline.
* Provided customer services to callers and resolved conflicts.
Variety restaurant (worked as a manager for summer 2001)
* Provided customer service to patrons of the restaurant.
* Answered the phone, place orders, and managed cash drawer.
* Organized orders for delivery.
* Managed supplies and inventory for the store.
Bachelor of Science in Finance at Indiana State University GPA 2.45 out if 4, May 2012.
- Associated degree in Technical Support GBA 3.35 out of 5, March 2004 Technology College, Dammam, Saudi Arabia