Senior Corporate Credit Manager
Ajil Financial Services Comany
مجموع سنوات الخبرة :18 years, 8 أشهر
Preparing credit proposals, conducting credit annual reviews of Corporate clients
Setup credit facility structure & analyzing Financial
Monitoring company performance and flagging
potential issues
Full awareness of Kafala program, policy & its related procedures
• Finance & manage SME relationships & accounts.
• Full awareness of Kafala program, policy & its related procedures.
• Preparing credit proposals, conducting credit annual reviews of SME client. • Setup credit facility structure & analyzing Financial Statements.
• Ensure client’s satisfaction of all bank products & services.
• Identifying cross-selling opportunities.
• Monitoring company performance and flagging potential issues.
• Handle & manage portfolio of more than 25 SME borrowing client.
• Ability of targeting new SME clients in various business activities.
• Building and maintaining relationships with clients
• Conducting business reviews to ensure clients satisfaction.
• Monitoring company performance and flagging potential issues.
• Coordinated between clients and internal departments to ensure client’s needs are fulfilled.
• Finance & manage SME relationships & accounts.
• Full awareness of Kafala program, policy & its related procedures.
• Preparing credit proposals, conducting credit annual reviews of SME client. • Setup credit facility structure & analyzing Financial Statements.
• Ensure client’s satisfaction of all bank products & services.
• Identifying cross-selling opportunities.
• Monitoring company performance and flagging potential issues.
• Handle & manage portfolio of more than 25 SME borrowing client.
• Ability of targeting new SME clients in various business activities.
Islamic Treasury Desk (June 2011 till date)
• Working in Islamic Treasury.
• Bid and quote rate for local and international currencies to local and international banks, corporate clients, CBG RMs, PBG RMs and Branches.
• Dealing with Local and International Banks, Placing and Taking funds in different currencies.
• Dealing thru Reuter's messenger, e-mails, telephone and fax.
• Support Corporate clients for loans (Tawarruq, Ijarah, Murabaha Post Finance, Syndication loans)
• Hedging solution (Islamic Profit Rate Swap, FX forward and FX option)
• Preparing MIS report for senior management to analyze bank profitability.
• Coordinating with the Islamic Finance department to make sure that we are fully following Sharia guidelines and explore new products possibilities.
• Facilitate Islamic Treasury Training for CBG RMs, PBG RMs and Summer Students.
ATM Business (Aug 2010 to May 2011)
• ATMs Projects development.
• Office work support and preparing lease contracts.
• Preparing SAMA reports and correspondence.
• Executing User Acceptance Test
Credit Card Officer (Aug 2009 to July 2010)
• Card Maintenance ( Limit Increase, Change Address, Cancellation)
• Card Issuance Request.
• Setting up Credit card Policy and Procedure.
• Prepare reports weekly, monthly, semiannual and annual.
Phone Banking Services
Phone Banking Trainer (Aug 2008 to July 2009)
• Interviewing & Hiring new staff.
• Provide & Refresh all Staff with Full training of Bank Products & Services.
• Scheduling Staff Courses - Others.
• Create a database contains SHB information which assist all staff.
Nominated as member of Super User training for implementing new release (T24 - R8) - Core Banking System.
Phone Banking Supervisor (Aug 2007 to July 2008)
• Monitoring daily call center operations.
• Staff assistance and follow-up during the period.
• Researching and Resolving escalated calls.
• Prepare reports weekly, monthly, semiannual and annual.
Customer Service Representative (Oct 2005 to July 2007)
• Respond to all queries: Products, Services and General Bank information.
• Sell Bank products.
• Disputed and make claim for ATM and VISA.
Achieve award Agent of the Month three times during 2006.
Bachelor Degree in Management - King Abdulaziz University