Apostolos Papadopoulos-Almeida

- Led teams in Corporate Banking (CB) portfolio, exceeding € 1 bil., over 100 clients, serving accounts in industry, tourism, RES, media, IT, investment funds, retail, RE, banking institutions, brokerage firms, cosmetics, insurance companies, dry bulk carriers, yachting, barges. Surpassed all budget targets 2012 - 2014 on interest income generation and fees. Achieves comprehensive understanding of clients’ needs and in depth knowledge of sectors; added 15 new groups/customers to the Bank. Ability to extend profitable, well balanced business growth through multiple cross sell referrals, in tandem with bank’s Credit Policy. Signature type: A.
- Led teams for the operational merge of two banks and for numerous audit projects (loan portfolio reviews). Member of Credit Policy revision team. Led teams and cooperated closely with Banks’ Divisions (Remedial, Compliance, I.A., Credit Control, International Div., Strategy, Retail) to provide optimum solutions for corporate-related optimization procedures. Structured multiple credit and trade finance products (modified term loans, L/G’s, L/C’s).
- Strong track record in delivering complex projects (credit reviews, BoG reporting) has been developed, achieving all targets under tight deadlines. Elevated leading qualities, negotiation skills, solid understanding of crisis management strategies (PROTON BANK liquidation process) and inter-dependencies among functions and divisions.

- Led IB projects valued over € 140 mil.: IPO’s, rights issues, tender offers, M&A’s, convertibles and private placements in telecoms, industry, sea farms, RES, retail. Specialized in debt management, cash flow analysis, DCF valuations, fairness opinions and research. Constant assessment and pro-active management of credit and market risks. Structured equity products (convertibles, exchangeables).
- Led teams involving cooperation with financial institutions and development banks - EBRD, EIB, IFC, SIFEM - for investment projects in the wider Balkans’ area.
- Thorough review of the Bank’s consolidated Business Plan, reporting directly to the BoD. Distinguished member of Bank’s first stress tests’ team for the Hellenic Banking Sector (7/2010). Reporting to all third parties: Bank of Greece (BoG), auditors, potential investors.

• Produced impressive results, primarily leading as ALUMIL ROM IPO Project Manager in BSE (Bucharest Stock Exchange), 2005-2007. Led negotiations with underwriters and market makers. Ran projects over € 45 mil., involving IPOs, rights issues and private placements, domestically and internationally. Co-led negotiations with banks for debenture bonds and other products to cover the broader financing needs of the Group, totaling contract values of € 100 mil.
• Coordinated and led private projects with the former Chairman of the Hellenic Capital Market Commission, the former Chairman of the Hellenic Exchanges and former Chairmen of banking institution.

Additional key duties:
• Partial drafting and release of financial statements, drafting shareholders’ records and corporate actions.
• Drafting subsidiaries’ cash flow statements, financial budgeting, Group business plans and DCF models.
• Annual Reports composition and drafting (2002-06, Greek & English versions).
• Financial analysis of Hellenic industry competitors; monitoring Hellenic & Romanian capital market.
• Head for the corporate general and financial communication strategy (awards from A.C.C.I., Europe’s Top 500); group spokesman for financially-related issues; participation in Alumil Group CSR strategy and the Crisis Management Policy.

Financial Consultant.

Cash Flow analysis, IPO preparation.

Financial Consultant.

Financial Consultant.