محمد عر فا ن امين Amin

 Checking & analyzing all cost effect transactions (labor, material, subcontractor, equipment, other) to ensure compliance of process, item budgeted, appropriate price & proper account allocation.
 Review analyze and challenge project financial performance, CV, EV, CPI, SV, SPI & Actual Vs Budget.
 Provide efficiency control by comparing actual and planned man-hours.
 Monitoring and follow-up of on-going & outstanding project commitments such as POs, subcontract agreement, SLA’s, and incorporates into the EAC.
 Analyze change order values against current budget and prepare reconciliations to include in the current forecast at completion.
 Works with the cost controller to calculate Estimates at Completion (EAC) used for revenue recognition
 Prepare and analyze revenue and cost for the project, included margin analysis
 Actively involve with the cost controller in preparation of project annual budget and reviewing it on the final stage.
 Provide analytical information to project Operations team on individual task of the project.
 Prepare and Implement a Cash Flow Forecasting & Management Process.
 Develop and implement project cash flow templates to highlight usage of facilities, funding needs and cash generation opportunities and to drive optimal cash allocation.
 Provides varying levels of advice and financial information to operational business groups to drive the business decision-making process.
 Monitor trial balance, correct errors, identify variances and notify concerned department.
 Supervise the monthly closing process & booking all the accruals.
 Reconcile PPM cost to Oracle, report on variances, correct errors & match balances.
 Monitoring & reporting the aging of Certified, Uncertified & Unbilled Invoices to ensure key actions and communicate to Top management as early as possible to leverage working capital.
 Follow up with commercial department on matching receivables, retention, down payments, claims and V.O.’s
 Preparation of Monthly financial reports (including project profit and loss, project balance sheet, working capital, cash flow, project variance analysis, etc.) in the form of our management report templates “PFR” in order to Review the results, performance, balances on a monthly basis.
 Assist with developing the company’s annual plan and long-range strategic plan and working closely with other departments
 Improving the quality of the financial reports produced to make them more useful to top management.
 Using the Oracle OBIEE-Business intelligence tool for creating the Internal and External Reports as well as the monthly analysis.
 Work consultatively with the respective departments on cost reduction initiatives.
 Preparation of monthly management reports and accompanying schedules, worksheets and narratives, including “Budget vs. Actual” variance reports.
 Monitor and review accounting and related system reports for accuracy and completeness.
 Establish and maintain systems for cost-sensitivity analysis and early-warning of cost-overruns & the implementation of accounting and accounting control procedures and drives continuous improvement.
 Support Financial Controller in ensuring that intercompany cost allocations are in line with management agreements.
 Prepared work papers and supporting schedules for the annual financial review.
 Worked with both internal and external auditors during financial and operational audits & Assist them to complete the requested materials. Also preparing assigned schedules for the annual and interim audit.
 Assist with testing and receive final approval for system reports required for management, financial reporting and general ledger reconciliations.

 Check & Verify Purchase Orders as to amount, reference, payment terms, delivery lead time, order status, etc
 Review Requests for Payment and Approved Purchase Orders subject for payment and ensure that supporting documents is received such as PO, GRN, invoices, shipping documents, signed delivery notes and emails/correspondence if necessary.
 Posting Bank related entries for all active banking transactions.
 Preparation of all bank reconciliations - Pass necessary entries
 Petty cash handling and booking of the same for reimbursement
 Booking Intercompany recharge invoices-periodic monthly
 General Payroll preparation, verification, reconciliation & its payment through WPS.
 Labour / Staff camp charges charge out to projects
 Balance sheet schedules for accruals and prepayments
 Periodic visit to site for cash count / solve issues.
 Job receipt update in Work Bench / SUN
 Accruals and analyze "default" PO listing
 Close liaison with site accountant on routine operations
 Analyze debit balances in A/P and purse follow up action required
 Contact creditors for credit terms / credit applications processed to minimize cash payout
 Analyzing transactional processes & identifies areas where additional accuracies can be achieved.
 Ensure and supervise all accounting transactions for each month is recorded and be able to adjust and manage monthly entries of the company.
 Maintain a communication channel with department managers and explore their reporting requirements for actual expenses incurred.
 Assist Chief Accountant in month end routines by providing inputs as necessary
 Assist GM in Abu Dhabi by liaising with Head Office Accounts
 Project Trend Report at the end of month.
 Preparation of short-Term cash flows.

 Reconciliation of sub-contractors and suppliers account, keeping in view advance payment and retention & Processing supplier invoices in Orion system according to due date.
 Preparation of Inter- Company & Intra- Company reconciliation.
 Evaluation Direct and indirect expenses & Cost absorption for indirect expenses.
 In charge of maintaining General Ledger of certain entities in the group in Orion system., Bank Accounts, Cash Books, Debtors ledgers & follow up of old outstanding debtors, Monthly Debtors age analysis.
 Preparation of Monthly Financial Statement together with necessary schedules i.e. Prepaid Expenses, provisions, Fixed Assets Schedules etc., Trading Profit & Loss Accounts, Balance Sheet.
 Reviewing, investigating, errors & inconsistencies in financial entries, documents, & reports.
 Bank Related Activities: - Fund Transfer, Letter of Credit, Letter of Guarantee, Balance Inquiry, Bank Reconciliation, Term Loan, Bill discounting etc & prompt action to control over draft limit.
 Working capital management - Managing receivables & payables, inventory control, cash flow forecasting & monitoring, periodic stock takes negotiation of credit terms with customers.
 Handling the follow-up and control the budget and expenses of all the trade works for the project in conjunction with the production team & assisting with the preparation of budgets.
 Receive and discuss ad-hoc reporting requests and provide the needful. Also consider additional periodic reports to replace ad-hoc requests.
 Coordinate with ERP (and other relevant) section / departments to enable ERP system to be able to provide the required reporting & to create and maintain the cost centers / profit centers in ORION to communicate to / from the department managers for modifications / creation of cost centers.
 Auditing all financial records, analyzing the effectiveness of accounting policies and submitting monthly reports to higher management.
 Preparing work papers & supporting schedules for the annual financial review & Work with both internal & external auditors during financial & operational audits.
 Assists the finance manager for all reporting & internal control procedures.
 Responds to financial inquiries by gathering, analyzing, summarizing, and interpreting data.
 Provides financial advice by studying operational issues; applying financial principles and practices; developing recommendations.

Managing the day-to-day accounting responsibilities -maintaining ledgers, reviewing and processing payment requests, bank processing/reviewing LGs and LCs
•Verify supplier invoices with all supporting documents, (PO, Price and payment term) and file it along with the payment voucher prepared by accountant
•Check expense claims by verifying supporting adherence to the company policy.
•Assist team in printing check payments, Fax payment instructions to the bank and maintain log of all fax confirmations received from the banks.
•Oversee daily operations of the finance department, including Purchase order, Sub contract agreements etc.
•Payroll verification, reconciliation & its payment through WPS.
•Preparation & verification of daily Back Charge report for Manpower supply through time Sheets.
•Verifying the equipment Invoices for its Payments & submission to other contractors.
•Verifying & analyze the daily diesel report with its average consumption per hour.
•Preparation & verification of daily Imported Material supply at site report.
•Reconciliation of sub-contractors and suppliers account, keeping in view advance payment and retention.
•Co-ordination with suppliers for better payment terms.
•Monitoring and interpreting cash flows and predicting future trends
•To design Chart of accounts for ERP implementation.
•Bank reconciliation statement on regular basis.
•Monitor and analyze monthly operating results against budget and preparation of variance reports.
•Preparation of financial report for profitability and liquidity.
•Project Evaluation in terms of Business plans.
•Comparative Cost analysis of the projects with budgeted vs. actual cost and variance analysis.
•Preparation of banking proposals for various kinds of limits, i.e. Fund based limits and Non Fund based limits.
•Co-ordination with bankers for various issues i.e. foreign currency deals, limit utilization, bank guarantees etc.
•Analysis of revenue recognition. It is one of the basis parameter of construction industry.
•Review GL account reconciliation / schedule and investigate unusual or long outstanding items.
•Provide responses related to financial statements, to internal and external auditors.

Responsible for Verification & Disbursement of whole Consumer Lending Division Payment like vendor and utility Bills PAN Pakistan as per Banks policies and procedures. Also responsible for submission and reporting of Withholding Tax deducted at source against Supply & Services etc.
•Worked on MCB Payroll System for processing and disbursement of salaries of entire Staff in Consumer Assets Division all over Pakistan.
•Verification of Outsourced Staff Commission/ Incentives and further process for payment.
•Responsible for disbursement & its repayments verification
•Verification & payment for excess installment & insurance refund.
•After sending fortnightly H.O reconciliation data & it’s inter-branch reconciliation with the correspondence of branches.
•Responsible for preparation and finalization of all kinds of monthly, quarterly and annual reporting required by Head Office including Monthly Progress Report, PP of all Products, Business Indicators & Financial Summary etc.
•Responsible to manage all records and reporting to Head office regarding Fixed assets acquired by the Consumer Banking Group and calculation of Depreciations on it.
•Responsible to make and verify all Closings related procedures on Month closing and Year closing.
•Daily posting Related to consumer banking transactions.
•Also performed various internal audit assignments and my duties on such special assignments were to (among other things).
•Review the accounting and internal control systems.
•Review the organization’s compliance with the laws, regulations, and management policies.
•Co-ordination with auditors in order to make sure timely completion of audit.
•Preparation and filing of Income tax returns
•Preparation and filing of different statements under Income Tax Rules