Arthi Kalimuthuu

• Executed end-to-end KYC onboarding for Individual, Corporate, and New-to-Bank clients, processing 25-30 cases
daily with SLA compliance exceeding 98% and zero major audit findings.
• Conducted Enhanced Due Diligence (EDD) for high-risk clients including in-depth Source of Wealth (SOW) and
Source of Funds (SOF) analysis to proactively assess and mitigate onboarding risk exposure.
• Managed full KYC lifecycle including Periodic Reviews (PR), Continuous Reviews (CR), High-Risk Account
Closures (HRAC), and Event-Driven Reviews within established AML/KYC frameworks.
• Utilised LexisNexis, World-Check, and Dow Jones for real-time sanctions screening, PEP identification, and
adverse media/negative news analysis, ensuring full regulatory compliance.
• Validated customer identity documentation and beneficial ownership structures through the Customer
Identification Program (CIP), maintaining 99%+ data accuracy across all reviewed cases.
• Analysed transactional behaviour patterns to detect suspicious activity indicators and escalated findings to the
Compliance team in strict alignment with AML policies and regulatory requirements.
• Led Name Batch Screening exercises managing high-volume bulk data reviews, improving case turnaround
efficiency by 15% through structured process optimisation.
• Contributed to remediation projects closing critical regulatory gaps and updating internal KYC/AML compliance
policies to strengthen the overall financial crime prevention framework.