Credit Manager
ICICI Bank
Total years of experience :13 years, 0 Months
• Managing end-to-end loan sanction process to real estate builders
• Structuring deals as per client requirement and obtaining clearances from all internal departments
• Managing relations with existing clients and provide solutions to fulfill their requirement.
• Monitoring the debt portfolio on regular basis and financial analysis of borrower group on continuous basis
• Taking actions for stressed assets to ensure minimum delinquency
Investment research: IT services and ITeS sector
• End-to-end primary and secondary research on IT services and ITeS industry
• Providing opinion on the expected financial performance of the industry to capital market clients
• Writing thematic reports on relevant topics to create awareness among different stakeholders in the industry
• Developing financial models to forecast financials and discerning various trends across various operating metrics
• Sourcing information from top executives of different leading companies
Initiatives Taken
• SPOC (Tech Champion) from business unit for implementation of any new technology initiatives or updates
• Carried out user acceptance test (UAT) for various applications (ADMS, Aventail-connect) on behalf of business
• Presented business idea to Senior Directors, which has potential to reduce operating cost of business unit by 30 per cent.
Awards
• “CrisiLites Award for performance” for in-depth analysis on “Impact of cloud on Indian IT companies” in July’ 13
• Nominated in “Analytical excellence” category for a report on “Opportunity in Big Data Analytics” in October’ 12
Masters in Business Management focusing on finance areas from top ten business school in India.
First class honours from top ten engineering colleges in India.
