associate manager audit
The Bank Of Punjab
Total years of experience :11 years, 8 Months
Streamlined audit report compliance validation process, ensuring all SOPs and regulations were followed and effectively handled for closure of multiple audit reports. Successfully managed and monitored data of outstanding audit observations and all audit report statuses. Government Initiative Department Claims Validations, Government Subsidy Markup Scheme Claim Validations, Home Remittance Commission Claim Validations.
Conducted regular and offsite audits of more than 67 branches, improving credits portfolio and operations departments' efficiency. Initiated surprise audits, leading to better compliance and detection of irregularities. Enhanced centralized account opening department audit process, checking account opening documents, and Know Your Customer and Customer Due Diligence (KYC & CDD) compliance as per bank SOPs and regulators’ prudential regulations.
Prepared more than 150 branches for audits and streamlined banking operations, ensuring compliance with bank's instruction circulars and regulators’ prudential regulations. Coordinated the Regional Compliance Head at the regional level, rectifying branch compliance audit report observations, and improving feedback system. Successfully conducted special assignments for Head Office / Compliance and Data Division, detecting fraud instances, balancing discrepancies, and preventing fake account openings. Improved the Credit Administration Department (CAD) audit process of agricultural credits, ensuring all relevant documents were available as per loan limits.
Conducted preliminary and regular audits of more than 80 branches, maintaining the record, daily activity, and other reports and records for smooth business operation. Enhanced the audit process of branches, resulting in complete review of all credit portfolio, trade department, and operations departments. Successfully conducted special audits when instances were specially reported or deducted during the audit process.
Successfully raised the portfolio from 450 million to 600 million through effective marketing of agricultural loan products. Streamlined the processing of agricultural loan applications, facilitating the sanctioning of agricultural loans, and ensuring no non-performing loan (NPL).
Management Marketing Organizational Behavior Human Resource Advanced Accounting Advanced Cost Accounting Companies Law Advance Taxation Portfolio Management
Advance Accounting Cost Accounting Business Writing