avni madan

• Authored detailed functional specifications and user stories with clear acceptance criteria for credit
risk model integrations, ensuring clarity for engineering and data science teams.
• Authored user stories to create prompt for Automated Credit memo using Gen AI reducing creation
time to 11 minutes and elevating overall customer experience.
• Enabled integration of 400M+ company records via partner API, significantly expanding enterprise
data coverage (recognized with the Essential Excellence Award).
• Validated analytical outputs and financial logic during QA/UAT, ensuring regulatory and business rule
alignment.
• Coordinated with other 3rd party vendors for integration- owning data mapping, change tracking and
delivery timelines.
• Managed BAU demand across multiple agile teams, ensuring timely analysis, prioritization, and
release communication.
• Ensured end-to-end traceability across requirements, design, and testing phases; managed change
control by evaluating impact on delivery scope and milestones.
• Conducted platform gap analysis and drove resolution of integration inconsistencies before release.
• Analyzed usage metrics and client feedback to enhance platform capabilities.
• Co-Created Wireframes and figma screens for mobile App with UI/UX team
• Created a comprehensive risk-modelling user guide for internal and external stakeholders.
• Performed impact analysis and updated specifications for platform-wide regulatory and branding
changes.

Retail Loan Origination System (RLOS)
• Defined requirements for retail loan journeys (personal, auto, housing).
• Co-created figma wireframes for Web and Mobile apps screens for loan journeys with UI/UX team
• Created KYC/AML workflows as per CBUAE guidelines including Emirates ID validation
• Etihad Credit Bureau (AECB) integration for score retrieval, credit reports, and bureau-based
decisioning
• Scoring models and automated decisioning logic for UAE retail portfolios
• Worked with other tech teams for integration and interface updates.
• Managed change control for regulatory and product updates, performing impact assessments and
updating functional specifications across affected workstreams

• Authored BRDs, FSDs, and GADs across enterprise operations.
• Designed workflow maps and process optimization proposals.
• Coordinated SIT/UAT, managed defect triage, and ensured timely delivery.

• Authored BRDs, FSDs, and UI/UX for corporate portal and internal ERP and CRM System.

• Early exposure to Finacle core banking, corporate banking operations, and financial product
workflows.