Bhairavi Pandya

- Managed multi million dollar marketing budget for Retail Bank
- Led Finance team and partners across the company to complete annual and ad-hoc economic scenario analysis, setting parameters for economic drivers and reviewing their impact on revenue and deposits of Bank
- Presented regularly to President and CFO of Retail Bank, VP+ levels, communicated complex economic theories in a concise and explicit manner
- Key point of contact for Federal Reserve mandated Stress Test, CCAR, successfully submitted 4 consecutive tests
- Worked with senior leadership to produce Retail Bank quarterly earnings reports for CEO and CFO of company
- Supported deposit strategy and pricing decisions
- Mentored and led graduate associates

Led Finance team of 6 analysts to deliver royalty distributions to song writer and composer members of society

Produced robust plans, budgets, quarterly forecasts and corporate reporting commentary by identifying and analysing drivers of performance variances through quantitative analysis.

Deputised for Head of Department and Manager, led team meetings, mentored team members to meet their development needs and set long-term team goals aligned with company vision

Acted as Finance business lead for multi-department AGILE project to automate identification of distributable royalties, coordinated with IT to create bespoke system

Oversaw & completed Broadcast and Online quarterly distribution reconciliations for various digital service providers such as iTunes, Spotify and YouTube and licensing bodies such as Sony-ATV and Warner Chappell.

Audited charities and not for profit organizations; prepared complex charity accounts
Produced financial reports in line with Education Funding Agency and charity commission regulation, performed substantive tests on key risk areas and reviewed key controls