داود بركات, manager

داود بركات

manager

Jordan Ahli bank

البلد
الأردن - عمان
التعليم
دبلوم, Insurance
الخبرة
24 years, 4 أشهر

مشاركة سيرتي الذاتية

حظر المستخدم


الخبرة العملية

مجموع سنوات الخبرة :24 years, 4 أشهر

manager في Jordan Ahli bank
  • الأردن - عمان
  • أغسطس 2008 إلى ديسمبر 2016

• Head of Corporate Remedial within Remedial Department and Managing two employees. • Control bad and doubtful debts. Negotiate rescheduling of bad debts to ensure maximum repayments. • Follow up legal cases against bad debt clients and try to solve them by following up with Bank Lawyers. • Prepare and present analysis and recommendations to the committee of the bank regarding Remedial cases and applications for final approval.

Manager في Jordan Ahli Bank
  • الأردن
  • أبريل 2007 إلى أغسطس 2008

1) Handling 20 branches in SME’s applications to make a proper study and credit analysis and make recommendations through a team of 2 under my supervision and follow up. 2) Presenting all studies to the committee for final approval. 3) The job includes marketing and developing new products and following up the repayments of the accounts.

Manager في Jordan Ahli Bank
  • الأردن
  • يناير 2005 إلى أبريل 2007

1) Controlling the bad and doubtful debts and responsible for collecting and regularizing them through rescheduling after getting partial repayments and or improving the collaterals.
2) Following up the law cases on the clients and trying to solve it by law.
3) Following up clients accounts after the rescheduling for 3 months.

Head of section في Union Bank for Savings &Investment
  • الأردن
  • يناير 2002 إلى ديسمبر 2004

1) Responsible for housing loans, car loans and credit cards; making studies and credit analysis for the requested credit applications received from all branches and present these studies along with my recommendations to the related committee for final approval.
2) Feasibility Studies for new schemes and making Marketing Plans for all schemes.
3)Following up and controlling the repayments for all the schemes, loans and credit cards.
4) Responsible for developing new products concepts like real state leasing project, Established Visa cards associate membership for Union bank, expected to launch by the first of 2005, Redesigned existing housing loans systems, active since 2002, and Developing new schemes for companies’ staff.

Head of team في Union Bank for Savings & Investment
  • الأردن
  • يناير 1998 إلى يناير 2002

1) Responsible of the lawyers in the bank.
2) Controlling the bad and doubtful debts and responsible for collecting and regularizing them through rescheduling after getting partial repayments and or improving the collaterals.

Accounts Relationship Officer في Union Bank for Savings & Investment
  • الأردن
  • أكتوبر 1996 إلى يناير 1998

1) Studying the credit applications submitted by the clients after collecting all necessary information and making the financial and credit analysis to minimize the risk.
2) Structuring the facilities that suit the client based on his type of business and business cycle.
3) Present the credit applications to the committee along with my recommendations.
4) Complete the necessary documents and collaterals to make the facilities available to customer.
5) Follow up the customer usage of facilities and repayment schedule until final settlement.
6)Marketing bank products by visiting customers on their sites to attract them to direct their business to the bank.

Account officer في Arab Banking Corporation - Jordan (ABC)
  • الأردن
  • مارس 1994 إلى مارس 1996

1) Studying the credit applications submitted by the clients after collecting all necessary information and making the financial and credit analysis to minimize the risk.
2)Structuring the facilities that suit the client based on his type of business and business cycle.
3) Present the credit applications to the committee along with my recommendations.
4) Complete the necessary documents and collaterals to make the facilities available to customer.
5) Follow up the customer usage of facilities and repayment schedule until final settlement.
6) Marketing bank products by visiting customers on their sites to attract them to direct their business to the bank.

broker في The Commercial Office for Buying & Selling Shares
  • الأردن
  • مارس 1992 إلى مارس 1994

Broker in Amman Stock Market .

الخلفية التعليمية

دبلوم, Insurance
  • في Bahrain Institution for Banking & Finance (BIBF)
  • يوليو 2006

Passed 5 cources , 2 of them with merit.

بكالوريوس, Accounting - Economics
  • في University of Jordan
  • فبراير 2002

Major in Accounting, and Economics as a minor

الثانوية العامة أو ما يعادلها, scientific branch
  • في Terra Santa College
  • يوليو 1988

توجيهي اردني

Specialties & Skills

Banking
Insurance
Brokerage
Brokerage
Marketing
Insurance
office aplications

اللغات

العربية
متمرّس
الانجليزية
متمرّس
الفرنسية
مبتدئ

العضويات

ABA (American Banking Association)
  • CLBB (Certified Lender Business Banker)
  • October 2003
, The Arab Academy for Banking and Finance
  • Member
  • October 2003