diana rose manangan

Handling personal loans and credit cards. Do cold callings and telecallings to source clients and provided database.

Handling loans and credit cards. Doing cold callings and telecallings to source clients and provided database.

• Receives customers’ deposits and sees to it that deposit slips are completely and properly accomplished.
• Receives payment of loans and other customer receivables be it in cash or checks.
• Pays withdrawals against deposit accounts; seeing to it that withdrawal slips are completely & properly accomplished.
• Stamp “PAID” all checks evidencing loan releases as well as checks of current depositors presented for encashment and withdrawal slips for savings and accounts paid by him and shall stamp “RECEIVED” all deposit slips on savings and checking accounts for amounts deposited. He shall also affix his initials and the dates in the lines provided for the purpose within the stamped space.
• Be familiar with the bank’s customers and their signatures.
• Prepares the teller’s blotter which records the balance of cash at the beginning of the business day, total cash received and cash disbursed for the day and the cash accountability at the end of the day, the debit and credit memos for shortages and overages of deposits (if any); the teller’s proof sheet and the tickets for the total cash received and paid during the day.
• Sees to it that deposits of customers are written by them in both figures and in words in the deposit slips.
• Require presentation of passbooks whenever withdrawals are made.
• Ascertain that passbooks and ledger entries agree before returning the passbook to the customer.
• Familiarize herself with the manner of handling savings deposits and all regulations pertaining thereto.
• Maintain good customer relations by greeting bank clients courteously with a smile and completing their business in a prompt and efficient manner.
• During lunch time or whenever the teller leaves her window, she should see to it that all cash and cash items are placed inside a locked drawer.
• Attend to such other matters as may be assigned to her by the Manager or Cashier.















































• Responsible for the interview of all new savings account depositors: assist and guide clients in the accomplishment of the signature cards; compliance or to follow-up with clients, the submission of required identification and information documents; encodes the Customer Information System (CIS) & scans signature cards.
• Keeps credit files of borrowers
• Prepares loan releases, credit memo and corresponding tickets.
• Encodes detailed data/information of borrower and loan entries to Web Loan System and generates subsidiary ledgers.
• Checks and balances all loan accounts against its controlling accounts daily.
• Prepares/generates the maturity records of loans for the day and reclassifies loans/prepares entries therein up-to-date.
• Computes interest earned on loans and the remaining Unearned Interest & Discounts at the end of the month period.
• Renews all expired fire insurance policies as monitored by the Account Officer.
• Updates computation of past due interest, penalties and other charges on its loans subsidiary ledger.
• Prepares and submits Statement of Account to the Legal Department before foreclosure.
• Assists Account Officer in the preparation of loan papers such as Real Estate Mortgage, etc.
• Prepares required loan reports, billing/collection, notices/reminder letters and reminders to clients for the submission of RETR, ITR, AFS.