Elena Khutter, Car loans sales support Unit Head

Elena Khutter

Car loans sales support Unit Head

Uniastrum Bank, LLC

Location
United Arab Emirates - Dubai
Education
High school or equivalent,
Experience
7 years, 3 Months

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Work Experience

Total years of experience :7 years, 3 Months

Car loans sales support Unit Head at Uniastrum Bank, LLC
  • Russian Federation
  • September 2007 to January 2011

09.2007 - 01.2011
Car loans sales support Unit Head, Uniastrum Bank, LLC (Russia, Member of the Bank of Cyprus Group)
Roles and responsibilities:
o Developed new car loan products;
o Managed relations with the bank's car loan program partners (merchants and insurance companies), partner agreements preparation, bilateral agreements fulfillment controls and settlements;
o Introduced and maintained a web portal for Bank's car loan products;
o Managed a team of 3 employees including training and appraisal;
o Prepared related MIS.

Retail credit sales Unit Head at Uniastrum Bank, LLC
  • Russian Federation
  • January 2007 to September 2007

01.2007 - 09.2007 Retail credit sales Unit Head, Uniastrum Bank, LLC (Russia, Member of the Bank of Cyprus Group) . Roles and responsibilities: o Developed and introduced new retail credit products;
o Managed a new products sales process implementation (brochures preparation, sales managers training and control; insuring sales targets are meet);
o Prepared Business plans;
o Acquired new retail partners.

Car loans Project Manager at Uniastrum Bank, LLC
  • Russian Federation
  • September 2006 to December 2006

09.2006 - 12.2006 Car loans Project Manager, Uniastrum Bank, LLC (Russia, Member of the Bank of Cyprus Group) . Roles and responsibilities: o Developed internal regulatory and process documentation (including orders, model contracts, job descriptions, etc.);
o Managed negotiations, accreditation agreements submission and signing up with the bank's credit programs partners: auto sales centers, retailers, insurance companies.

Retail Partnership Unit Manager at Russian Development Bank
  • Russian Federation
  • January 2006 to September 2006

01.2006 - 09.2006 Retail Partnership Unit Manager, Russian Development Bank, CJSC (Russia) . Roles and responsibilities: 11.2005- 10.2003

o Managed acquisition and further support of new partners including disputes resolution;
o Participated in start-up of credit cards project (sales business process development, DSA hiring, training, work schedule management);
o Launched new points of card sales (new places searching, negotiations with lessors, equipment purchase and installation management);
o Developed new procedures to control customer's application circulation, related risk management.

HR Manager at Textile Togas Company. (Greece-Russia)
  • Russian Federation
  • October 2003 to November 2005

Roles and responsibilities:
o Recruited, trained and motivated employees;
o Implemented policies that limit labor turnover and improve employee performance and productivity;
o Organized and directed programs and activities for the staff;
o Payroll management (work with company accountants to ensure accurate and timely employee payout).

Education

High school or equivalent,
  • at Bauman Moscow State University
  • November 2009

2009 (20 hours) Computer Training Center at Bauman Moscow State University. Microsoft Official Course. Microsoft Excel 2010/2007. Level 2.

High school or equivalent, HR
  • at International Center of Professional Education
  • August 2005

2005 (64 hours course) International Center of Professional Education (Russia), completed the Course in Building and Managing of HR Department.

Master's degree, Psychology
  • at International Slavonic University
  • January 2002

1997 - 2002 International Slavonic University (Russia), B.A. in Psychology.

Master's degree, Science
  • at Karelian State Pedagogical Academy
  • January 1997

1992 - 1997 Karelian State Pedagogical Academy (Russia), B.A. in Science. Professional courses:

Specialties & Skills

Retail Banking
Russian
APPRAISAL
FULFILLMENT
SALES SUPPORT
TRAINING
WEB PORTAL

Languages

English
Expert
Russian
Expert