Ephraem Amora, Sales Officer

Ephraem Amora

Sales Officer

Deem

Location
United Arab Emirates - Abu Dhabi
Education
Bachelor's degree, Philosophy
Experience
15 years, 9 Months

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Work Experience

Total years of experience :15 years, 9 Months

Sales Officer at Deem
  • United Arab Emirates - Abu Dhabi
  • My current job since November 2020
Senior Relationship Officer at Abu Dhabi Commercial Bank
  • United Arab Emirates
  • August 2003 to October 2015

Frontier in selling the ADCB Islamic Banking Division Products such as Personal Finance. Auto Finance,
Credit Card, Current Account/Savings Account (CASA), among others
• Achieving the Monthly, Quarterly, Semi-Annually and Annually Target Assigned
• Analyzing and submit documents as per Bank’s requirement checklist, policy and procedures
• Ensuring Clients about bank products features and benefits including charges/terms and conditions
• Safeguarding “Know Your Customer” requirements as prescribed by the bank are duly adhered to
• Continuous follow up on pending cases to ensure accurate and timely disbursements
• Preparing all required monitoring reports/presentation/memos
• Ensuring full awareness of all policies and procedures issued
• Maximizing sales referral opportunities by working with Corporate Companies tied up with ADCB
• Listing/Upgrading companies to adhere with the policy and provide them with Financial Solutions
• Increasing Payroll Products with Large Corporate and Multi-National Companies
• Ensuring performance as per the performance management criteria.
• Deriving insight to competitor’s sales activities and effectively report them to the Area Sales

Sales Officer at Union National Bank
  • United Arab Emirates
  • April 2014 to July 2015

Frontier in selling the Union National Bank AUTO LOAN PRODUCT
• Doing Multi-selling or Cross selling such Credit Card and Personal Loan
• Daily Visit to Car Showroom to build relationship and get deals
• Collecting and arranging documents from the Car Showroom
• Calling the Customer for further requirements needed and if completed submit it for approval
• Daily Corporate Visit to widen the business
• Setting Daily Goals for Everyday routine includes weekly and monthly goals
• Ensuring every Proposal for Auto Loan is well recommended for fast approval
• Ensuring the Loan to be Disbursed maximum 2 days after the Registration of the Car and upon the
Availability of the New Vehicle Invoice with Insurance issued by the Car Showroom
• Guiding customer in dealing with their monthly amortization and loan repayment

Relationship Officer at Dunia Finance LLC
  • United Arab Emirates
  • April 2013 to March 2014

Frontier in selling the products of Personal Loan, Car Loan, Car Cash-in along with Credit Card
• Entertains and helps customer before, during and after his application
• Works in a Customer-centric approach to guarantee best service
• Verifies documents according to the company’s standards before submitting it
• Generate business via corporate visit, tele-marketing and brochure giving
• Map and Remap places via company visit to create and widen production sales
• Ensures high level of customer satisfaction before, during and after sales
• Finds out what information, products or services the customer requires

Education

Bachelor's degree, Philosophy
  • at Ethica Institute of Islamic Finance
  • November 2018

courses: Certified Islamic Finance Executive

High school or equivalent, Philosophy
  • at Xavier University-Ateneo de Cagayan
  • March 2010

courses: Certified Islamic Finance Executive

Specialties & Skills

Microsoft Office
Adobe Photodeluxe
Multimedia
E mail Management
Internet Tools
BANKING
BENEFITS ADMINISTRATION
CUSTOMER RELATIONS
FEATURES
FINANCE
FINANCIAL
PAYROLL PROCESSING
PERFORMANCE MANAGEMENT
POLICY ANALYSIS

Languages

English
Expert