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Eyad Sabbagh, Credit Analyst Officer – Housing Loans Department

Eyad Sabbagh

Credit Analyst Officer – Housing Loans Department·BANK AUDI SAL – AUDI SARADAR GROUP

United Arab Emirates

Master's degree, Financial Management

Work experience

Total years of experience: 6 years, 3 months

Credit Analyst Officer – Housing Loans Department

December 2009 - July 2011

BANK AUDI SAL – AUDI SARADAR GROUP

Damascus, Syria

December 2009 - July 2011

- Prepared credit proposals and recommendations after thorough analysis of financials and cash flow statements, feasibility studies, etc..
- Monitored and followed up on debtor clients through account activity analysis and credit facilities utilization for better account management.
- Product strategy preparation and implementation as per the business requirements.
- Loan mortgage execution.
- Participated in the preparation of special reports for top management and the central bank.

Company industry:
Banking
Job role:
Finance and Investment

Consumer Lending Officer – Retail Credit Division

August 2008 - December 2009

BANK AUDI SAL – AUDI SARADAR GROUP

Damascus, Syria

August 2008 - December 2009

- Studied and analyzed credit files (personal and car loans in addition to credit cards facilities).
- Monitored and followed up the performance of the retail loans portfolio in the branches.
- Established and developed business relations.
- Developed and promoted new retail products.

Company industry:
Banking
Job role:
Accounting and Auditing

Collocation and Recovery Officer

January 2008 - August 2008

BANK AUDI SAL – AUDI SARADAR GROUP

Damascus, Syria

January 2008 - August 2008

- Monitored current accounts and delinquent accounts.
- Investigated fraud and disputed cases.
- Reviewed payment reports and highlighting accounts abnormal activities.

Company industry:
Banking
Job role:
Accounting and Auditing

Costumer Service Officer

May 2007 - January 2008

BANK AUDI SAL – AUDI SARADAR GROUP

Damascus, Syria

May 2007 - January 2008

- Opening accounts and loans execution.
- Coordinated and responded to clients inquiries and ensured timely and accurate response.
- Explained features of a product or service to potential clients.
- Loan documentation release and maintenance.

Company industry:
Banking
Job role:
Accounting and Auditing

Senior Credit Officer

March 2005 - February 2007

AGA KHAN DEVELOPMENT NETWORK – MICROFINANCE LOANS

Damascus, Syria

March 2005 - February 2007

- Studied and approved Microfinance loans.
- Established Microfinance loans procedures.

Company industry:
Economics & Financial Consulting
Job role:
Accounting and Auditing

Education

Arabic Academies for Financial and Banking Science

June 2011

June 2011

Master's degree, Financial Management

Syria

GPA (percentage): 88%

GPA (percentage): 88%

Damascus University

September 2007

September 2007

Bachelor's degree, Banking

Syria

GPA (percentage): 72%

GPA (percentage): 72%

Skills

Housing
Expert
Housing
Expert
Financial Management
Expert
Financial Management
Expert
Mortgage
Expert
Mortgage
Expert
Preparation
Expert
Preparation
Expert
Collocation
Expert
Collocation
Expert
MS Office
Expert
MS Office
Expert
Housing
Expert
Housing
Expert
Financial Management
Expert
Financial Management
Expert
Mortgage
Expert
Mortgage
Expert
Preparation
Expert
Preparation
Expert
Collocation
Expert
Collocation
Expert

Languages

Arabic

Expert

English

Intermediate