Team Leader - Credit Administration-Corporate & Regulatory reporting(QCB & Credit Bureau)
Mashreqbank
Total years of experience :17 years, 3 Months
•Leading the Credit Administration functions with the team of 3 while mitigating the credit, operational & Regulatory Risks.
•Scrutinize and manage timely preparation of all Central Bank and Credit Bureau Reports.
•Ensure all Qatar Central Bank/Credit Bureau policies, rules and regulations, guidelines and practices are complied with before preparing a report.
•Handle all disputes / complaints which were lodged by clients.
•Be a single point of reference for the QCB/CB in respect to reporting
•Develop and review unit related system and procedures to keep the defined SOP related to the processes updated and suggest changes, raise URF for changes in system to make it more efficient to increase productivity.
•Ensure control on all non-financial activities in consonance with all policies, procedures and delivery standards, ultimately reflecting in satisfactory audit rating and high level of customer satisfactions..
•Keep track of all open audit findings and ensure timely closure by the respective unit.
•Monitor exceptions/deviations by processing units and ensure early closure and regularization.
•Conduct frequent reviews on sample basis to ensure policies & procedures are complied with at all times and escalate wherever necessary.
•Drive Continues process improvement.
•Managing the day to day Credit Department & loan management process including credit approval, managing concentration limits on a portfolio basis, adherence to credit policies loan documentation, performing industry reviews as required, responsible for regulatory audit etc.
•To participate in the credit committee meetings and provide necessary information required for decision making.
•Ensure that all credit documents are prepared in accordance with the bank policy and approval condition.