Fraz Ahmed, Senior Relationship Manager

Fraz Ahmed

Senior Relationship Manager

the bank of punjab

Location
Pakistan - Karachi
Education
Diploma, Effective Credit Management
Experience
19 years, 9 Months

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Work Experience

Total years of experience :19 years, 9 Months

Senior Relationship Manager at the bank of punjab
  • Pakistan - Karachi
  • My current job since October 2011

• Develop a portfolio containing blue chip customers of the industry;
• Credit Marketing & Business generation.
• Preparation of detailed credit proposals, financial and risk analysis for senior management review and approval.
• Ensure smooth conduct of Risk Asset Review (internal audit function) and SBP audit.

Relationship Manager at silkbank (formerly saudi pak commercial bank limited)
  • Pakistan - Karachi
  • December 2007 to September 2011

• Managing a portfolio size of over Rs.4.00 billion;
o Industry concentration in Textile, Real Estate Development & Construction, Telecommunication, Publishing, Hospitality, Power, Cement, Sugar, Leather and Food & Allied and others.
• Credit Marketing & Business generation.
• Preparation of detailed credit proposals, financial and risk analysis for senior management review and approval.
• Conducting site / factory visits of client’s facilities.
• Preparation of Account Profitability Reports on periodic basis.
• Ensure smooth conduct of Risk Asset Review (internal audit function) and SBP audit.

Manager, Investment Banking at Pak-Libya Holding Company (Pvt.) Limited
  • Pakistan - Karachi
  • August 2004 to December 2007

• Originating, structuring and executing equity, debt and capital market instruments;
• Preparing Information Memorandums;
• Conducting due diligence, research, business plan/feasibility studies, financial modeling;
• Liaison with legal advisors;

Education

Diploma, Effective Credit Management
  • at Institute Of Bankers, Pakistan
  • December 2006
Master's degree, MBA (Finance)
  • at Institute Of Business Administration
  • May 2004

GPA 2.91

Bachelor's degree, Engineering
  • at NED University Of Engineering & Technology
  • March 2001

GPA 2.5

Specialties & Skills

Internal Audit
Risk Analysis
Preparation
Banking
MS Office
Auto Cad

Languages

English
Expert