Deputy Manager (Credit Risk Analyst)
Axis Bank Limited
Total years of experience :5 years, 11 Months
Key Result Areas:
• Financial Analyze & Credit assessment of the corporate to determine the creditworthiness of applicants.
• Analyzing the Financial ratios & Risk assessment.
• Assessing the limits basis the Bank policy also assessing if corporate is eligible for Limit enhancement (if requested).
• Internally Rating the corporate in RAM Rating Tool.
• Reviewing the risk involved with the exposure through BQS triggers on corporate & group companies.
• Verifying the CIBIL & CRILC of the corporate for any delinquency, Overdue, Ranking, DPD etc.
• Determine repayment abilities.
• Co-ordinating with Relationship manager for clarification.
• Preparing Monthly MIS & concurrent audit data of a team.
• Verifying any delinquencies related to corporate by other means (DPD, Overdue, BQS, Usage of facility etc).
• Preparing Proposal note after complete review on OAS to approving authorities.
• Provided training for the new members of the team.
Previous Experience