Haytham Elbasyouny

With my background in accounting and financial management, I am eager to bring my expertise in financial reporting, budgeting, cost control, and process improvement to your team. Throughout my career, I have developed strong skills in accounts payable and receivable, general ledger management, financial analysis, and ensuring compliance with financial regulations. I have a keen eye for detail and a strategic mindset that helps optimize financial processes and enhance operational efficiency. Additionally, I am experienced in leading teams, streamlining workflows, and implementing internal controls to drive accuracy and cost savings. I am particularly drawn to this opportunity at your Company because of its strong reputation in the industry and commitment to financial excellence. I am eager to contribute my leadership and analytical skills to help the company achieve its financial goals while maintaining compliance and efficiency. I would welcome the opportunity to discuss how my experience aligns with your needs. Thank you for your time, and I look forward to your response
. Best regards, Haytham

Group Finance Manager.
VAT
F.S
HR
Glj, Brv, Crv. review.
financial statements (Trial balance, BS, Income Statement, etc.)

• Provide Financial reporting and interpret the financial information to top management in timely manner
• Manage the preparation of the Company's budget.
• Analyze costs, pricing, variable contributions, sales results, and the company's actual performance compared the business plans and recommends corrective actions as required.
• Oversee the operations of the finance and objectives, and design a frame work and meet KPIs.
• Corresponding with various other departments, discuss company plan and agree on future process to be implemented.
• Liaison with auditors.
• Management of accounts receivables and payables, distributing costs on the departments according to the costs centers.

AJIL Financial Services Co., (which is one of Zahid Group Companies, and a leading company in providing financial services/solutions in Saudi Arabia for financing Zahid business (CAT Machines & Volvo products) and non-Zahid business).
Scope of work:
Help customers navigate a financial institution’s loan application process. Help borrowers who have hit hard times find a payment solution, within many types of loans, such as personal loans, commercial loans, mortgages, or auto loans. Being a senior Credit officer, I can typically work in a bank, credit union, or the office of a mortgage or auto loan company. However, my mission was in a leading financial entity (AJIL) in Saudi Arabia, for financing CAT/Volvo Machines, in addition to auto loan.
Work procedures:
Meet with Applicants to Determine Loan Needs
Spend a good amount of the day in meetings with applicants. The exploratory meeting involves building rapport with the applicant and finding out the reason for needing a loan or assets to be financed.
Gather Loan Information Based on Specific Loan Needs
Once we establish the needs of the applicant, we gather the various personal and financial information necessary to see if the applicant qualifies for the loan or not.
Analyze and Verify Applicant Financial Information
We use our keen attention to detail and knowledge of the loans required to analyze applicant financial information and determine the most likely path to success.
Explain Different Loan Options Available to Applicants
We use our analysis to offer loans for which the applicant has a realistic chance of approval.
Present Approval and Rejection Decisions to Management
I used to have the authority to make underwriting decisions, and then present the approval and rejection decisions to the management for financial approval. If rejected, we used to make suggestions to applicants to help them get approved next time. If approved, we explain the final terms and conditions of the loan to the applicant.
Ensure Loan Terms Comply with Government Regulations
There are many state and federal regulations that govern most types of loans. It is the responsibility of the credit officer to make sure a loan complies with the regulations.

Scope of work:
Prepare asset, liability, and capital account entries by compiling and analyzing account information.
Documenting financial transactions by entering account information.
Recommend financial actions by analyzing accounting options.
Summarize current financial status by collecting information; preparing balance sheet, profit and loss statement, and other reports.
Substantiate financial transactions by auditing documents.
Maintain accounting controls by preparing and recommending policies and procedures.
Guide accounting clerical staff by coordinating activities and answering questions.
Reconcile financial discrepancies by collecting and analyzing account information.
Secure financial information by completing data base backups.
Maintain financial security by following internal controls.
Prepare payments by verifying documentation, and requesting disbursements.
Answer accounting procedure questions by researching and interpreting accounting policy and regulations.
Comply with local financial legal requirements by studying existing and new legislation, enforcing adherence to requirements, and advising management on needed actions.
Prepare special financial reports by collecting, analyzing, and summarizing account information and trends.
Maintain customer confidence and protect operations by keeping financial information confidential.
Maintain professional and technical knowledge by attending educational workshops; reviewing professional publications; establishing personal networks; participating in professional societies.
Accomplish the result by performing the duty.
Contribute to team effort by accomplishing related results as needed.

Al-Fozan Building Material Co.
Branch accountant in Al-Ola City in Saudi Arabia.
Scope of Work:
Supervising and follow up with Sales reps. on daily basis.
Inventory management \[review the LTO & LTI (i.e. loading the materials in & out).
Prepare the branch financial reports.