هاني آل ساقان

+ Leda team of 8 professionals in commercial lan operations, managing a portfolio exceeding 1.78 AED and maintaining 100%
regulatory compliance across all workflows.
+ Drove AL and RPA-powered automation inftatives with vendors, analysts, and technology teams, reducing manual overhead by 81%
and processing time by 35%
+ Secured 500 loan documents within the bank vault over 2 weeks, implementing a dual-control system with offsite archiving to
ensure full regulatory compliance.
partnered with legal to establish a document retention policy. categorizing originals as retained of nor-etained and achieving zero-
ror compliance standards.
Supported syndicated oan operations whi improving workflow scalabilty, fraud controls, and isk mitigation frameworks across.
commercial lending.
+ Led an operational transformation focused on innovation, compliance adherence, and improved service delivery.
+ Supported commercial loan operations and process optimization, reducing workflow bottlenecks and improving productivity across a
strategic development engagement.
+ Managed coordination across ending and operations teams utilizing CRIF and LaserPro systems, improving commercial loan
processing performance.
+ Authored procedures supporting intemal audit readiness and compliance standards, improving operational documentation quality
across the engagement.
Reviewed commercial and syndicated Ioan packages or wholesale banking transactions, reducing error rates by 20% across
attorney-prepared legal documentation.
Delivered an 81% improvement in loan processing efficiency through business process modeling and workflow automation ntaties.
+ Served as a subject matter expert for Loan 10, booking packages. syndicated transactions, and international trade finance
operations.
+ Guided intemal teams through platform migrations including E-TRAC adoption and system integration, supporting enterprise barking
transformation,
+ Applied AMUBSA compliance standards across il documentation review and exception clearance processes for wholesale banking
transactions.

• Supported commercial loan operations and process optimization, reducing workflow bottlenecks and improving productivity across a strategic development engagement.
• Managed coordination across lending and operations teams utilizing CRIF and LaserPro systems, improving commercial loan processing performance.
• Authored procedures supporting internal audit readiness and compliance standards, improving operational documentation quality across the engagement.

• Reviewed commercial and syndicated loan packages for wholesale banking transactions, reducing error rates by 20% across attorney-prepared legal documentation.
• Delivered an 81% improvement in loan processing efficiency through business process modeling and workflow automation initiatives.
• Served as a subject matter expert for Loan IQ, booking packages, syndicated transactions, and international trade finance operations.
• Guided internal teams through platform migrations including E-TRAC adoption and system integration, supporting enterprise banking transformation.
• Applied AML/BSA compliance standards across all documentation review and exception clearance processes for wholesale banking transactions.

+ Managed a commercial and business banking portfolio of 1.98 AED, delivering lending, treasury, and operational barking solutions to
clients.
+ Grew portfolio revenues by 18% year-over-year through strategic financial structuring and targeted client engagement across
commercial banking.
+ Originated over 770M AED in credit facies across real estate. equipment financing, and working capital segments.
+ Achieved 96% cient retention rate by tailoring financial solutions and providing executive-level relationship support to key clients
+ Performed financial analysis, cash flow reviews, isk assessments, and credit evaluations to support commercial lending decisions.
+ Led XYCIAML compliance, fraud detection, and regulatory risk management activites across a diversified business banking cient
portolic
+ Underurote personal, business, mortgage, and commercial lans with a strong focus on risk assessment and financial analysis
+ Delivered banking and financial solutions to retail and business clients across personal banking, business specials, and Well at
Work rales.

Delivered banking and financial solutions to retail and business clients across personal banking, business specialist, and Wells at Work roles.